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Mayor Lightfoot Pleads with Walmart to Reopen Its Looted Stores in Chicago
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From WBBM in Chicago:

Mayor Lightfoot Pleads With Walmart, Other Retailers To Not Abandon Chicago

CRAIG DELLIMORE
JUNE 04, 2020 – 7:59 AM

CHICAGO (WBBM NEWSRADIO) — Mayor Lightfoot said she’s hopeful major retailers will reopen the Chicago stores that were looted or otherwise damaged during protests surrounding George Floyd’s killing by police in Minnesota. But, she’s unsure of one of the biggest.

Mayor Lightfoot said she was on a conference call with Walmart and other major retailers that had stores looted or heavily damaged during the unrest in Chicago. She said she pleaded with them to not abandon Chicago.

“I think in the case of Walmart, what they were focused on was assessing the damage. They are doing an effort to donate fresh produce, to the extent of what’s left so it doesn’t perish, and other perishables, and they are talking their time, as I would expect.”

There were earlier reports that Walmart expected to rebuild all stores trashed by looters and vandals, but company officials later said they would open some stores and would not say which ones.

 
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  1. Peipke pf color are the future if teetsjrursvssnt tibe cokeuruvd throne thru have ykceyrt to people of color if they don’t they will go about our burjnesd
    Most companies are on board with social justice so they will not abandon the community

    Face it you guys lost everyone thinks they whiteness is a dastardly blacks are fast and sting and young white boys are weak and alien slow

    All others like Aryana Justin is Jews Muslim homosexuals the transgendered arnuvkdybbjtbsbehjte man Hayes white mean sne tonight they duck

    • Replies: @anon
    , @usNthem
  2. BenKenobi says:

    Lobbing softballs, I see…

    “Lockdown, you better take care, if I find you been gaspin’ for a breath of air.”

    • LOL: Morton's toes
  3. Anonymous[255] • Disclaimer says:

    Mayor Lightfingers more like.

  4. Thomas says:

    Ironic reversal. Years past, prompted in particular by unions, Democratic local officials eschewed big-box retailers, with Walmart being demonized the worst. Now they’re begging not to be abandoned by retail chains like Detroit was.

  5. Who pays the damage?

    Is police really not required to prevent crime when they see it and could stop it?

    Are insurances paying ANY of this looting damage?
    If yes, who is paying the insurance
    If no, how will tens of thousands of small businesses start over?

    Does anyone count how many crimes are unaccounted for by crime statistics? Dozens of crimes per looter, one crime for each stone thrown, for each trespass into a store, for each case of not social distancing!

    How come the US has tolerated such riots for 50 years? and still wants whites to mix up with criminal rioting populations?

    Police, media and journalist gag orders make sure George Floyd’s heart attack gets 10 times as much media attention than 10 000s rioters for 5 or more nights.

    • Replies: @Thomas
    , @SLM
  6. Lagertha says:

    I want these states to suffer. I want the people to bring pitchforks and knives to the homes of the govt officials. Let it happen. Expose the Left.

    • Agree: Kolya Krassotkin
  7. Lot says:
    @BenKenobi

    G. Lightfoot: “She was lookin like a queen in a sailor’s dream”

    Mayor Lightfoot: “pics or gtfo”

    G. Lightfoot: “The church bell chimed ’til it rang twenty-nine times, For each man on the Edmund Fitzgerald”

    Mayor Lightfoot: “You’re crying about 29 dead crackers? We get a larger bodycount every Labor Day weekend.”

  8. Anon[236] • Disclaimer says:

    All the ruined retailers need to tell the city that the city needs to pay to rebuild and restock the store before the retailer comes back.

    If Chicagoans destroyed it, make Chicagoans pay for it if they want it back. Pay for it with a sales tax so even blacks can’t wiggle out of paying for it.

  9. Thomas says:
    @Sincerity.net

    Is police really not required to prevent crime when they see it and could stop it?

    Are insurances paying ANY of this looting damage?
    If yes, who is paying the insurance
    If no, how will tens of thousands of small businesses start over?

    Police in the U.S. generally cannot be held liable for failing to prevent crime.

    Walmart and most other large retailers are generally self-insured, meaning they set aside reserves for their own losses in advance.

    Small businesses will turn to their insurers. Fortunately, unless there’s serious damage to the building, looting is not usually a hugely expensive loss to cover. Unfortunately, most small businesses try to save money on insurance, which means their policies usually don’t provide as much coverage, or have more exclusions.

  10. Anon[218] • Disclaimer says:

    Glenn Lowry on his latest BloggingHeads podcast is seething mad about this. Not only was everything looted from that Wal-Mart, but they then burned the structure down. Lowry grew up a couple of blocks from there. It was really hard to get Wal-Mart to build there he said. Not only were jobs created, but the entire surrounding area was revitalized with shops.

    If I were Wal-Mart I’d say, we will rebuild if at least 200 looters are identified, charged, convicted, and spend time in prison. We will pay for a team to pore through video. We will pay for private investigators. We will partially reimburse the costs of the police in processing the cases. But you have to see to it that at least 200 pros are prosecuted, convicted, sentenced, and spoken non-trivial time in prison.

    • Replies: @HammerJack
    , @res
    , @Mr. Grey
  11. Anon[236] • Disclaimer says:

    Rioters harass a father trying to leave with his daughter from the Children’s Hospital in Houston. Rioters smashed his windshield and terrorized his daughter. I’m willing to bet every single one of the terrorist rioters was childless.

    https://mobile.twitter.com/FreeIllinoisNow/status/1268503935062597633

  12. danand says:
    @Thomas

    “Democratic local officials eschewed big-box retailers”

    Thomas, small Korean owned Mom & Pop shops can fill the void. Tend to fair much better in vibrant environments during periods of grieving.

    • Replies: @Ed
    , @Kolya Krassotkin
  13. The GDP declined by 52% in Q2. There’s supposed to be a strong recovery afterward, but that might not happen if the commercial districts of our cities are partially destroyed.

    If I were Trump, I’d start telling everybody that the riots are endangering the economic recovery. So when the economy continues to be in shambles on election day (which it will regardless of whether the riots are stopped), voters will blame the rioters and their Democratic supporters.

    In a way, Trump is lucky to be getting these riots. If not for this, voters would’ve eventually voted him out for the poor economy. Now at least Trump has someone to blame on election day. He also has someone to blame for all the new COVID cases that we’ll be getting in the next few months.

    • Replies: @Art Deco
  14. WBBM in Chicago:

    WBBM = What a Big Bowel Movement.

    Mayor Lightfoot… said she pleaded with them to not abandon Chicago.

    If Lightfoot can’t control the lightfingers, they’ll have no choice.

    Riots killed the Arsenal of Democracy a half-century ago. The Arsehole of Democracy may follow. What keeps her city alive is the most severe segregation in the land.

  15. Altai [AKA "Altai_2"] says:

    Meanwhile,

    His first act should be to give up his show to a black woman.

    • Replies: @Technite78
  16. @BenKenobi

    The Orillia Factor. Gord’s covered riots, by the way:

    • Replies: @Another Canadian
  17. That Mayor Lightfoot is so sexy,said no one ever.

  18. anon215 says:

    We’re often lectured about food deserts, and how life-sustaining businesses such as grocery stores unfairly seek market share only in the more profitable (white) areas.

    I no longer want to hear these sermons. The next time some smarty-pants Noseberg with a sociology degree starts blabbering on about it, I’ll be quick to remind them exactly why that is.

    I hope these joggers are reduced to waiting in line for hours at government-run food distribution centers to be handed rations. At least then I wouldn’t get stuck behind them in line at the regular stores anymore.

  19. Chicago may prove it is possible to overcome massive natural advantages, and end up a s***hole. Thanks, diversity!

    • LOL: bomag
  20. Anonymous[223] • Disclaimer says:

    Trump’s done, white Americans are spineless cucks and the fist of black America is very persuasive in getting what it wants. Most white American cucks are just going to keep their mouths shut and vote Democrat because it’s what their beloved blacks want.

    • Replies: @Ed
    , @Buck Ransom
    , @Ron Mexico
  21. 128 says:

    Well considering the “patrons” who frequent Walmart, maybe it closing forever should be treated as a good thing?

    https://www.peopleofwalmart.com/

  22. @Altai

    THIS.

    When I watch CEOs of major corporations stating that they must redouble their efforts to hire and promote POC, I think: “Then appoint a POC successor and immediately resign, or STFU”.

  23. What is the alternative? Migration from riot destroyed areas to the suburb near you? Say good bye to whatever decency you had in your town’s high school.

  24. Altai [AKA "Altai_2"] says:

    Young male Swedish police.

    Meanwhile, young female Swedish police be like.

    This was after they’d attacked her police car.

    • Replies: @ThreeCranes
  25. @Anon

    Rioters harass a father trying to leave with his daughter from the Children’s Hospital

    Alternative title:

    “Gun-control fag leaves house in the middle of riot unarmed, shirks his duties as a citizen by not pulling a Bernie Goetz”

    • Replies: @mikeInThe716
    , @Reg Cæsar
  26. Anonymous[650] • Disclaimer says:

    Liberals are good, kind-hearted people. Liberals are the people who, in pre-historic times, pointed out that some members of the tribe were having more of their fair share of the hunt and that they should divide their lot. But they have been duped by a super-smart and very radical liberal elite, most of whom are Marxist Jews.

    If conservatives could even begin to understand the emotional distress that liberals feel about rhe existence of inequality, they would gain invaluable insight into the liberal mindset. Liberals will always fight for the underdog. It’s in their DNA. It’s who they are. These instincts are noble and salutary; the problem is the manipulation of those instincts on the part of radical liberal elites that see as the solution of inequality not creating more rooms for others, but birning the whole house to the ground and rebuilding it with just one room for all. They see equality as a goal that is best achieved not by uplifting the weak, but by destroying the strong.

    When white liberals cry over a black man being strangled to death by a police officer, it is genuine. This instinct, that the happiness of the group is equal to the happiness of the least happy member of the group, is a huge part of the liberal mindset. And “group” to liberals is not race, or nation, or even family: it is people that they see, and interact with. White liberals were the first ones that cared about the plight of working-class white people, and they pretty much did all the job of raising their living standards through unions, the creation of the income tax, better working condition, pay leave, etc. And the fact is that most working-class white peole back in those days voted conservative didn’t matter to them. Thye fought for the white working class because they were the underdogs against white plutocrats, and now they champion black people because they are seen as the underdogs kept down by white institutions,

    What happens to liberals is that there is a radical wing of the liberal elite that knows that the bulk of liberals would not follow them if they were honest about their intentions. This elite is tiny, but they are extremely intelligent and intellectual, skilled at activism, and they have a deep hatred for Western Civilization They are almost entirely intellectual successors of the French thinkers, Derrida and Sartre, who proposed that the only concrete structure of human interaction are relations of power, and that government, institutions and laws are just proxies that exist to enforce the moral will of those in power. They believe that White Western Man is the only true source of relevant inequality, and that by eliminating this the prolem of inequality would be mostly solved. Salvery was not invented by White Western Man, but he enforced it on a scale never seen before. Some nations being more powerful than other is not something created by White Western Man, but with his technology the gap in power between those who have his technology ans those who not is exponentially larger. White Western Man didn’t invent sexism but he raped and seduced women on an unprecendented scale, from the mass rape of brown women by Conquistadors, to making non-Western Man feel emasculated, leading to abuse of women Worldwide as a compensatory mechanism. Whatever evil there, White Western Man amplifies it. They have identified White Western Man as The Ultimate Evil of All Existence, which must be extirpated from the face of the Earth.

    But they know white liberals would never follow them. White liberals don’t actually have a “beef” with other white people; the beef they have is with inequality. They support a white person when that person is in a position of weakness and distress, like a poor white wairtress that got abused by her rich boss, and they oppose the white person when they are in a position of being an oppressor, like whites in the South lynching black back in the 1950’s, or Wall Street brokers stealing money from middle-classs people(both white and black) through government bailouts.

    If white liberals understood that this post-modern liberal elite of neo-Marxists actually wanted to exterminate white people, and all the individual freedoms of the West and replace it with a bureacratic dictatorship ruling over amorphous masses of colored people with white people and their culture exterminated, they would never support it. Not only because all true liberals strongly oppose genocide of any people, but also because white liberals have families that are white like them. Even when it comes to white conservatives, the same. White liberals were the first ones who exposed the fact that corporations and the Federal Government were poisoning the water systems of the Appalachians back in the 1960’s and making people sick. Those people were over 90% white and voted mostly Republican. The rich white conservatives who owned the chemical plants couldn’t care less about those poor white conservatives. Funny how the white liberals from the coasts were the only ones that cared about them.

    Also, there has been enough interbreeding between liberals and conservatives over the generations that almost no families are entirely liberal or conservative. Most white liberals have conservative relatives, and they certainly don’t want them to be exterminated, or raped by black criminals or murdered. Liberals are your brothers, sisters, sons, spouses, etc. You know, the whole story of not bringing up politics at dinner table. It’s just that it is very distressing and confusing for liberals to exercise their pursue of equality when it is not clear who is the strong and who is the weak, and who is friend or foe.

    They have been duped. They think they are pursuing equality by enfranchising blacks and rioters, but they are just “useful idiots” to an extremely intelligent and hostile radical liberal elite, mostly Marxist Jews, who use them and the rioters alike as tools in accomplishing what they really want: the fall of Western Civilization, namely European Civilization and it’s satellites, like the U.S.A, and the replacement of it with a one-World amorphous “nation” where everyone will be equal except fpr themselves, who will rule all from the top. This radical liberal elite is tiny, no more than a few hundred individuals, but they are exceptionally clver, most of the them with PhDs in philisophy, professors of linguistic, editorial publishers, etc. Not only that, they have trememdous energy and motivation to work to bring about their goals, and are very diligent and patient. The old story, “steady pace wins the race”

    White liberals would never support the rioting and mayhem if they knew the grand scheme behind it all, and that their loved ones, including their conservative loved ones, are targeted for disenfranchisement and extermination. Believe it, your liberal relatives love you. The reason why they do this is not because they want to harm you, but exactly because they think nothing of this will harm you, and that you are already well off and that there are other people in distress that need their help.

    What is happening is an unspeakable crime. White liberals are being taken advantage off, having their most noble and most emotionally fulfilling instincts perverted and corrupted into a force of chaos by an elite that sees them as the enemy to be destroyed: they willingly do the biding of those that want to destroy them,

    I predict a wave of mass suicide of white liberals in the ensuing yearas as they realize they destroyed everything they loved pursuing an equality that doesn’t exist, that cannot exist, and that was created as a phantom to manipulate them into not uplifting the weak, but destroying the strong. Even when the “strong” are not strong at all, but just their friends and relatives alike, including their conservative relatives, just ordinary people trying to live their lives, lives now ruined because of their folly.

  27. @Thomas

    I know people who tried to get insurance in Germany for riots etc and it was declared to be impossible. Acts of God, acts of war, and civil unrest.

    Can you quote home owner policies in the USA, or Europe, that cover anything from Earth quakes, to terrorism, riots, ?

    Also it is strange, in Germany a normal citizen can be held responsible if he does not do reasonable things to help people who drown, or are in other dangers. There is self defense, and some duty to defend others ……
    Police can be out in force and watch people throw Molotov Cocktails onto your family business, or onto your family, and nobody is liable?

  28. @Thomas

    Walmart and most other large retailers are generally self-insured, meaning they set aside reserves for their own losses in advance.

    “Self-insured” is one of the great modern euphemisms. It means they don’t have insurance. The honest term would be “uninsured”.

    • Agree: Cortes
    • Replies: @Jim Bob Lassiter
    , @Thomas
  29. Jordi says:
    @Anon

    Try a steal tax instead.

    Otherwise, undocumented shoppers will escape it.

  30. @ScarletNumber

    Self-insured in the case of large businesses and very wealthy simply means another element of corporate horizontal integration. If a single catastrophic event destroyed every store, distribution center, truck, store fixture, loaded bank deposit bag and piece of inventory in Walmart’s possession no amount of outside insurance would be able to make Walmart whole again. When your insurer (and their re-insurer) goes broke after all of this shit, you’ll be self-insured too.

    • Agree: Thomas
  31. Mike Tre says:

    The irony is that Richie Daley and his union cronies fought against Walmarts even opening within the city limits for a long time.

  32. Art Deco says:
    @JohnnyWalker123

    Q2 isn’t over yet. Real GDP for Q1 was 1.35% lower than that for Q4 of 2019. The St. Louis Fed issues monthly data on certain metrics, among them personal consumption expenditures. April’s expenditures were about 20% lower than January’s.

  33. @Anon

    All the ruined retailers need to tell the city that the city needs to pay to rebuild and restock the store before the retailer comes back.

    If they are going to do that, then the state should just own the store rather than hand it out to private enterprise. Which, at the end of it all, is exactly what the commies are tying to achieve.

  34. @Thomas

    Glenn Loury said he remembered when the people had to beg Chicago to bring Walmart into the hood because of the jobs and cheap stuff. They aren’t allowed to keep the nice things they get.

  35. mmack says:
    @Thomas

    In Chicago the irony is delicious since for years the Chicago City Council fought tooth and nail to keep Walmart out of Chicago, demanding they pay a “Living Wage” and demonizing them for being anti union:

    https://www.huffpost.com/entry/a-reluctant-vote-for-walm_b_632562

    https://www.chicagoreader.com/chicago/chicago-walmart-low-wages-unions/Content?oid=2043233

    http://prev.dailyherald.com/story/?id=395719

    Walmart should just say “we know when we’re not wanted”.

  36. Ed says:
    @danand

    They can’t many owners are getting old. They didn’t come here for their kids to tend shop either. Their kids are now mostly professionals.

    • Replies: @Thomas
  37. Ed says:
    @Anonymous

    This too shall pass, probably by next week or two. Lots of this is mixed in with stuff being shutdown. Lots of sociology students are stuck at home doing nothing, what better way to pass the time than to head to a protest Woodstock?

  38. @danand

    Plus, many Koreans are adept in the use of small arms, an especially valuable skill, if you wish to run a business among Mayor Lightfoot’s supporters and live to tell about it.

  39. conatus says:

    H Street in DC was burned down in the Martin Luther King riots in 1968, from Union station to 15th it looked like Berlin. ‘Bare walls where late the sweet shoppers sang.’
    It remained that way until say 2010.
    Every five years the Washington Post would have an article saying something like “H Street revival is imminent” and the organizers would persuade the powers that be to fund a grocery store or a strip mall but it never really took. All  you could count on were largish crowds around 8th street waiting to change buses. There were some stores, enough to supply people who really wanted to shop local. I went to a plumbing supply place around ’85  but   after the riots, for forty years, H  Street in DC never thrived.What people rarely discuss  is the idea that before 1965 and the Civil Rights Act,  blacks had their own consumer economy, their own stores. After civil rights, with the press harping on it constantly they started shopping at the whiter stores and their economy suffered from that as well as the destruction of the riots.A few years ago I drove out H Street at midnite and was surprised to see the white crowds at bars at the end of the street, up on 11th and 12th and not down by 3rd and 4th. I would speculate the rent is cheaper out there for the bars that  are cool now in a whiter DC.

    H Street Revival, it is coming!!!!

    It only took fifty years.

  40. Mayor Groot reminds me of the classic definition of Chutzpah: killing your parents and then pleading for mercy on account of being an orphan.

  41. @Sincerity.net

    Most homeowner policies in North America exclude damage from riots, insurrection, war and earthquakes. You have to pay for special riders to insure these risks. Most small business policies won’t cover these risks either without paying for specific riders. BTW, I’d love to see an example of a specific rider for undocumented shopping.

  42. @BenKenobi

    The Wreck of the Cermak Road Walmart

  43. usNthem says:

    Of course, in a sane world, it would be AMF. But in today’s magical negro world, appeasing the negro is far more important than getting the stores looted and trashed. Hey, just the cost of doing business. I’m surprised that carpet munching dindu lezbo didn’t demand they reopen or else.

  44. @Reg Cæsar

    I was just in Orillia last week. I must say it’s a bit frayed around the edges since Gord’s day.

  45. @Altai

    Human beings, like lions and chimpanzees, respect strength. Our government’s kneeling in front of the rioters is so contrary to what we know about our basic animal nature that I can only shake my head. Appealing to Christian-turning-the-other-cheek virtue while someone is nailing you to the cross is so perverse, it’s beyond categorization.

    Whites are told that they are responsible for all the problems besetting people of color. Whites look around them and see the neighborhood turning to shit. Crime is rising, their children can’t walk to school without being assaulted and threatened. So, the whites pick up and move. Public services dry up. And then whites are blamed for taking the tax base with them.

    Someone tell me please. Why would any person stick around and take being accused of being the cause of all their accuser’s problems? Wouldn’t any sane person respond, “Well, if I’m so bad for you, then I just won’t bother you any more. I’ll just leave you alone. You would be better off without me”? Like the victimized spouse in any abusive relationship would?

    Of course a sane person would leave. And then their erstwhile tormentors cry out, “Come back here! I’m not done abusing you yet. You’ll leave when I’m through with you and not a moment sooner. You’ve got to pay! (And pay, and pay….) ”

    I’m old enough to have seen this cycle of triggering-event stimulus, outraged response, rampant destruction and then complaints about food deserts, loss of tax revenue and so on, a number of times. From the reaction of involved parties today you’d think that these people had never seen this before. Are humans really this clueless? Are they so stupid that they can’t see or foresee around the bend? Is humanity plagued with some type of amnesia?

    • Replies: @JRB
  46. Anonymous[387] • Disclaimer says:

    Can anyone comment as to how good (or bad) a job the city of Chicago did in protecting the stores during the recent jogging outbreak?

    Did the police stick around and do their jobs (i.e. protect property)? Or did they remember they’d left the gas on at home and make themselves scarce?

    • Replies: @Squid
  47. @anon215

    Usually the food desertification occurs due to lower-level long term stealing- i.e. shoplifting- but looting just accelerates the stealing and abandonment process.

    Instead of govt run food distribution, how about urban agriculture opportunity to empower the community through Plant-a-Nation zones? The PlantaNations would allow the community to eat a cornucopia of food harvested through their joint coordination and hard work on the open lands created through the recent incendiary protests. A mule would be provided to every household that can be shown to be descended from slaves, and a bag of seeds to all.

  48. The City of Detroit, after the bankruptcy and electing a white mayor as a hail mary play, cut a deal with Meijer (a regional version of Walmart, but more heavy on groceries). They set up two strip malls for them, and partly funded parking lot patrols and one cop at all times in the lot to back up the security, one cop at the greeter stand. It has worked well so far, but the city hasn’t gone back on their word yet (I assume the next mayor will go back or extort the chain).

    Chicago may want to consider something similar

  49. bro3886 says:
    @anon215

    Is there any shopping experience worse than getting stuck in line behind a black woman with coupons?

    • Replies: @JMcG
  50. Someone should tell the mayor when businesses don’t give a definitive answer, they want guarantees. Orin their minds, they are already gone. For the record I want all big box stores to rebuild so as to keep the city locals in the city, including white liberals.

  51. @Anonymous

    When oh when will we see the results of the John Durham #Obamagate criminal investigation? Will this drop around the 4th of July, on the fourth anniversary of Comey’s exoneration/revirginization of the vivacious Hillary? Or will we have to wait for an October surprise?

    Whenever the shoe drops, will people suspect that America’s favorite community organizer and his crafty associates had a hand in fanning the fiery festivities of
    the Saint George Riots? And how will this effect Senilo’s success on Election Day?

  52. Ben H says:

    To show a little about how society has changed, and how Walmart has changed, 25 years ago the store used to have “greeters” at the entrance to ask you if you needed help and to show you some “Southern Hospitality.” Now they have loss prevention people stationed at the exit.

    (southern hospitality is a formerly widely-known concept that is now completely obscure)

  53. @Anonymous

    Liberals are good, kind-hearted people.

    Liberals are parasitic free riders who are generous with other people’s money and property and even their lives, but careful to protect their own. They are giant-sized hypocrites.

    [MORE]

    I don’t have MORE to say, just want to introduce you to this tag.

    • Agree: starthorn
    • Replies: @Anonymous
  54. FozzieT says:
    @Sincerity.net

    I can’t speak to German insurance policies directly. But, in the U.S. virtually all Property insurance coverage forms include coverage for Riot and Vandalism. However, many business owners are woefully under-insured. They either deliberately under-insure to save on premiums, or they don’t pay attention to their coverage limits and raise them as the business grows.

    The U.S. property insurance marketplace has been “hardening” for at least the past year, mainly due to catastrophic losses from wildfires (thanks California), and hurricanes. Now, add in the $ millions of additional losses from the riots and it’s only going to get worse.

  55. David says:
    @Sincerity.net

    I made an incorrect comment a few days ago about business insurance. It does cover riot and civil commotion, often with some sublimits on landscaping and signage. It doesn’t cover war, civil war, or insurrection. I almost wonder if that insurrection exclusion is of the reason that the cities and states don’t want federal help to quell the unrest. The help would come under the Insurrection Act, which would define the local businesses out of coverage.

  56. @Anon

    I don’t see why they should bother with any of that. Though I grant that they will probably be strong-armed into rebuilding in situ.

  57. What Da Mayor could do drop is all the SJW garbage – I wonder what kind of lefty-SJW pillow talk occurs with her White wife?

    She should make a speech saying the law-abiding Chicago citizen should be part of the solution, that she is throwing open the police gun ranges for the masses, that GUN SHOPS will be welcome (Chinatown used to have a gun shop), that target ranges will be constructed. That Chicago’s Assault weapon and standard capacity mag ban will be lifted, that directs CPD to IGNORE Preckwinkle’s CC AR & magazine ban. Neighborhood residents should participate in defending their areas, and that includes where they shop.

    Now that would be a break from the SOS we get from the communists in city government.

  58. @Anonymous

    Okay now that’s just plain abusive. We have a MORE tag which you refuse to use, and thanks to people like you we need a post length limit. Especially for anons.

  59. @Anonymous

    Ahh, the sky is falling! The US has never dealt with something so difficult before.

  60. Alfa158 says:
    @Anonymous

    “ If white liberals understood that this post-modern liberal elite of neo-Marxists actually wanted to exterminate white people, and all the individual freedoms of the West and replace it with a bureacratic dictatorship ruling over amorphous masses of colored people with white people and their culture exterminated, they would never support it. ”

    I know it’s a sample of one, but one of my relatives is a White liberal who understands all that and supports it. I don’t think he’s alone.

    • Agree: Desiderius
  61. JimB says:
    @Thomas

    Walmart and most other large retailers are generally self-insured, meaning they set aside reserves for their own losses in advance.

    Big box retailers are probably wondering, and rightly so, whether the new normal has become people brazenly skipping the checkout and taking merchandise straight to their car trunks. Who is going to stop them? Rapid response social workers?

  62. 125th Street in Manhattan was (I think) untouched. The mob torched the 34th street area, which really isn’t high end. Manhattan’s most high end stores are on Madison Ave from 59th to 86th, and 5th Ave from 59th to 50th. Below that it gets seedy.

    And there’s this. Behind a paywall but you get the point.

    https://www.wsj.com/articles/looting-is-second-blow-for-reeling-businesses-especially-in-minority-neighborhoods-11591214595

  63. Alfa158 says:
    @Sincerity.net

    In the US it is possible to get hurricane and earthquake insurance as a separate policy specifically written for those events, but it isn’t cheap.
    Riot damage is usually not insurable.

    Courts all the way up to the Supreme Court have ruled that the police are only obligated to provide protection to society in general. Police cannot be held liable for individual losses such as your business being destroyed or you yourself being murdered.

    There is a right to self-defense and in most places it even allows the use of deadly force if you reasonably believe that your life is in danger. Technically if a person points a real looking replica gun at me I can shoot and kill them because any person would reasonably think their life is in danger. That tradition is being eroded by Black and Liberal political movements who want Blacks to have the right to attack people without getting hurt.

    However, there is no Good Samaritan law requiring you to help other people, and in fact if you intervene with a weapon to help a person under attack you might find yourself in hot water.

    • Replies: @Almost Missouri
    , @Thomas
  64. @Anonymous

    Guilt stricken white liberal dumbasses won’t have to kill themselves as their jogger pets will be more
    than happy to slaughter them.

    • Replies: @Anonymous
  65. @Hippopotamusdrome

    Even in Texas, carrying concealed into a hospital is most likely prohibited. That said, given the current situation, ignoring CCW rules is probably worth the risk.

  66. Marty says:

    and in fact if you intervene with a weapon to help a person under attack you might find yourself in hot water.

    Except in California. Civil Code sec. 50. Even a felon prohibited from possessing a gun may use one to defend himself or another.

    https://law.justia.com/cases/california/supreme-court/3d/22/12.html

  67. @Alfa158

    Most US states have some kind of Good Samaritan law. Duties and immunities vary. I’m pretty sure none of them would oblige you to rescue someone getting robbed at gunpoint, though some might oblige you to help the injured after the aggressor has departed.

    It’s rare anyone is ever prosecuted for violating Good Samaritan laws, but in the Left’s ever expanding crusade to racialize everything, I have no doubt that once they succeed in making blacks immune to all prosecution, the next step will be to mandate everyone render aid to them at all times. Because 1619.

    • Replies: @JMcG
  68. Tyto Alba says:

    Even when shopping in this ‘hood isn’t “undocumented,” chances are good they’ve looted you, emptying YOUR wallet to fill up THEIR EBT / SNAP account to be able to pay for whatever junk they have in their grocery cart. Soon they’ll be your needing MORE tax money to clean up and rebuild the messes they made.

    You give ’em toys, they break ’em again and again, so you have to keep buying ’em new ones.

  69. Thomas says:
    @ScarletNumber

    Not really. See Jim Bob Lassiter’s comment below. Insurance is, by definition, nothing more than the spreading of risk, across both a pool of insureds as well as across time. A business like Walmart has enough assets to essentially treat them all as one giant insurance pool in and of itself.

    • Replies: @ScarletNumber
  70. Thomas says:
    @Alfa158

    Riot damage is usually not insurable.

    Not really correct, by either meaning of “insurable.” Most business policies will cover damage unless specifically excluded or limited. Hurricane and earthquake insurance has to be underwritten by the goverment because those risks aren’t considered insurable. (Those occurrences lead to too many individual claims at once to distribute risk across a pool.)

    • Replies: @David
  71. @Hippopotamusdrome

    Gun-control fag

    The ghosts of the city’s founders wish to remind you that severe gun control is necessary for 90% of the individuals in that clip, even before their first felony conviction. The Republic of Texas disarmed those people in 1840.

    Texas didn’t even allow concealed carry until 1995, over 200 years after Vermont. Oh, and Texas is a community property state.

  72. She can come a’begging on her bended knee (as if!), but, to paraphrase an ADOS friend, she better come across with the cash and other incentives. Unlike the Black community, when Corporate America wants reparations, it gets them.

  73. JMcG says:
    @Almost Missouri

    Its my understanding that Good Samaritan laws offer you limited immunity from liability for injuries inflicted while attempting to help someone. The classic examples are CPR and the Heimlich maneuver.
    I know of no law requiring you to render any assistance to someone in distress.

    • Replies: @Almost Missouri
    , @Yngvar
  74. Are the Walmarts in Raleigh where the police chief told them they were on their own open?

    According to google they are open until 8:30 p.m. but there is no way I would be going near a Raleigh wal mart today except before 8:15 a.m. (maybe).

  75. @anon215

    At least then I wouldn’t get stuck behind them in line at the regular stores anymore.

    Since our health gestapo said no shopping without face masks I have learned the joys of instacart.

    I endorse instacart and have had no problems with them in five weeks except they cannot bring a completely intact carton of eggs which even I cannot do without fail when shopping for my own eggs so that is probably too much to ask for. I eat almost no meat and I guess things would be very different if I did need to buy a lot of meat.

  76. mmack says:
    @Lockean Proviso

    Would they get 40 acres with that Government Mule?

    • Replies: @Lockean Proviso
  77. anon[415] • Disclaimer says:
    @Itjjghjcbjkk

    All others like Aryana Justin is Jews Muslim homosexuals the transgendered arnuvkdybbjtbsbehjte man Hayes white mean sne tonight they duck

    Finally! A comment that makes some sense!

  78. usNthem says:
    @Itjjghjcbjkk

    I figured from your handle that spelling & comprehension weren’t your long suit…

  79. @JMcG

    “Good Samaritan statutes in the states of Minnesota,[29] Vermont[30] and Rhode Island[31] do require a person at the scene of an emergency to provide reasonable assistance to a person in need. This assistance may be to call 9-1-1. Violation of the duty-to-assist subdivision is a petty misdemeanour in Minnesota and may warrant a fine of up to $100 in Vermont.”

    https://en.wikipedia.org/wiki/Good_Samaritan_law#Duty_to_Assist

    Yeah, I know, white states, right?

    Also, there was the final episodes of Seinfeld

  80. @Lockean Proviso

    No can do! Your plan would activate their PTSD slave flashbacks!

  81. Let us consider in light of these riots a periodic subject of Steve’s discussions – “redlining,” the often-alleged refusal of banks to lend in black neighborhoods.

    Most construction, whether residential or commercial, is financed by some sort of mortgage. Even publicly-traded companies use bank borrowings to pay for real estate.

    Why would any sane lender make a loan on collateral that was deteriorating in value, or that faced the probability of destruction? And if insurance against damage to or loss of the collateral is unavailable or unaffordable, that makes any loan against it impossible.

    Because ordinary property and casualty insurance does not cover flooding, the Federal government operates a special flood insurance program. If you wish to mortgage a property that falls in the flood plain of a river or ocean, the lender will require you to buy flood insurance.

    The only way that retailers may be able to rebuild in riot-torn areas may be for the Federal government to offer riot insurance in a manner analogous to its flood insurance program. To be actuarially sound, premiums would have to be set on a geographic basis, in proportion to the local demographics. Higher percentages of blacks in a neighborhood would necessarily call for higher riot insurance prices there, just as an area’s low elevation and proximity to bodies of water result in higher flood insurance premiums.

    • Replies: @Anonymous
  82. JRB says:
    @ThreeCranes

    Unfortunately about 90% are this clueless.

  83. Anon[368] • Disclaimer says:
    @Anonymous

    Liberals are the people who, in pre-historic times, pointed out that some members of the tribe were having more of their fair share of the hunt and that they should divide their lot.

    Without actually giving up any of their own resources. Liberals love to point out what others should do, while conservatives actually give charity and remain modest about it. Plus ca change…

  84. res says:
    @Anon

    Thanks. Here is a direct link to Glenn Loury talking about the Wal-Mart (34:18 if the time specifier fails).

    • Replies: @anon
  85. anon[415] • Disclaimer says:
    @res

    Glenn Loury sits in his chair and talks on YouTube to middle aged and older people, probably mostly white. The other guy can’t even bring himself to ask a hard question, like “Did you drive down there and tell your brothers to stop looting? Why not? Why do you expect cops, most of them white, to risk their lives for a store, but you get to sit in your chair and talk?”

    Basically…so what? What did you do, Glen Loury, besides talk from your chair?

    Meh.

    It’s the same reax I have to a lot of thebig talk now. Actions speak louder than words.

    This entire event has been a large experimental verification of HBD, and tribalism.

    One more thing: where have the so-called spiritual leaders of the black community been? Maybe they just aren’t showing on a YT vid, I can understand that. But there’s still black churches, and thanks to the insane “refugee” programs there’s mosques in Chicago and Minnesota as well. How many preachers, teachers, or other leaders got out on the street to tell people they don’t know, as well as people they recognize this radical and strange truth:

    Do Not Steal

    Maybe they were out there. I can’t find an image or a vid anywhere, though.

  86. JohnnyD says:

    That headline sounds like it came straight from the movie Idiocracy.

  87. Yngvar says:
    @JMcG

    I know of no law requiring you to render any assistance to someone in distress.

    In Norway you are obliged to help if you are first on the scene of a traffic accident (a first-aid course is part of the curriculum for the driver certification). If you just pass on by you’ll loose your driving licence, for life.
    We are also required to help other living things in distress, but recently one guy was sent to prison for trying to put an injured moose, downed by another driver, out of its misery by repeatedly bashing its head with a jack. The moose died eventually, but the court found he should have called animal control instead. No good deed and all that.

    • Replies: @JMcG
  88. @Anon

    The retailers must also demand that Chicago authorities cooperate in the apprehension, prosecution, conviction and punishment of the looters, and only then will they take the mayor’s request into consideration.

  89. JMcG says:
    @bro3886

    One with an EBT card and thirty or forty items thwt dont qualify for EBT.

  90. starthorn says:

    Good thing I’m not Walmart senior leadership.

    “No. F*ck you. Enjoy your self imposed food desert.”

    I’ve both seen for myself and heard several tales of brand new Wally Worlds opening and being repeatedly robbed on the very first day. You can always tell the makeup of the area surrounding the store by the condition of the floor and the armed security or police presence. Easy way to determine how alert you need to be and whether you find another area to shop.

  91. If you live in a red state, prepare for a deluge of whites fleeing large urban areas. Most will bring their shitty politics along.

    • Agree: Corn
  92. starthorn says:
    @Thomas

    They scared away civic and community minded small business entrepreneurs ages ago.

  93. starthorn says:
    @Anon

    Nice idea but they won’t pay it. Those stores likely already had significant loss prior to blatant looting. One of my brothers has told me stories of steaks and other “expensive” items shoved into baggy pants or hoodies, and they’re not allowed to stop them leaving the stores.

  94. Paul says:

    The stores should not reopen unless Chicago reimburses them for the damage that was allowed to happen. Why should shareholders have to take the hit for the criminality just so the same thing can be allowed to happen again?

  95. Mr. Grey says:
    @Anon

    Everybody should listen to Glenn Loury’s podcast, The Glenn Show.

  96. David says:
    @Thomas

    Unless your homeowners policy has a wind exclusion, which is uncommon, it covers damage caused by named storms. Earthquake and subsidence are excluded. Hurricane exposure is perhaps the largest source of demand for reinsurance.

  97. Listen closely to the sound of the world’s tiniest violin playing:

    Due to heavy looting and fire damage at some stores, rumors emerged that the retailer would choose to permanently close the locations, according to Ald. Howard Brookins Jr., 21st.

    Brookins is particularly concerned that the Walmart supercenter at 83rd Street and Stewart Avenue will not reopen, because company officials had earlier complained to him that the location was already losing money.

    “It’s a much-needed resource and invaluable store for our community…

    https://www.chicagobusiness.com/retail/corrected-walmart-evaluates-reopening-city-stores

    • Replies: @anon
  98. Anonymous[111] • Disclaimer says:
    @Too Long Didn't Read

    You are not very smart. Liberals are on average wealthier and better educated than conservatives. They have more money than conservatives on average. And liberals contribute more to charities and international organizations to help the poor in the Third World, so you are wrong aon all counts.

    • Replies: @Anonymousse
    , @Hibernian
  99. Anonymous[111] • Disclaimer says:
    @Robert Dolan

    This phrase is highly incoherent and I couldn’t decipher what you were trying to say, except that you seem extremely angry and mentally imbalanced. Care to rephrase your argument? That is, if there ever was one.

  100. Squid says:
    @Anonymous

    Chicago seems to have done a poor job protecting property. (See recent posts at cwbchicago.com.) Maybe the damage will prove less dramatic than it seemed at the time. This is, after all, a city that celebrates NBA championships with riots and looting. The police feel they were not allowed to do their job properly, if this cop blog is representative: http://secondcitycop.blogspot.com/ The blog blames Mayor Lightfoot and her new police superintendent. Of course, SCC has considered Lightfoot an enemy since she was elected a year ago, and maybe longer. Read, decide for yourself. I happened to listen to the Chicago CW6 police scanner from ca. 11 PM – 1 AM on 31 May. The police seem to have lost control of the Loop and the Miracle Mile. It sounded like the end of the world, but I had never listened to a police scanner before.

    • Replies: @cityview
  101. @Anonymous

    Liberal asking for something: [wiping tears away from eyes] we just… you know… [sniffles] care just… so DAMN much about… the downtrodden! And we just love democracy and [dramatic pause, blinks furiously] egalitarianism! [dissolves into sobs]

    Liberal when questioned: [snarling] I’m richer than you and I have a degree from an elite institution you f****** plebe how dare you think you have any right to question me [slams BMW door]

    • Replies: @Anonymous
  102. Thomas says:
    @JimB

    Big box retailers are probably wondering, and rightly so, whether the new normal has become people brazenly skipping the checkout and taking merchandise straight to their car trunks. Who is going to stop them? Rapid response social workers?

    In jurisdictions that no longer prosecute theft under a certain dollar amount at which it becomes a felony, a trend has been for retailers to keep recorded video of the thieves, look out for repeat offenders, and then report them to the police once the aggregated value of what they stole reaches the felony threshold. Add some cameras in the parking lots, and you can at least get a license plate.

    My guess is that there are going to be a lot more passive measures coming in the next few years to deter or prevent shoplifting from the retailers that can afford it. Less product will be put on the floors accessible to customers. More retailers will probably go the Costco/Sam’s Club membership route. Stores and lots will probably be physically designed to make it harder to just grab-and-go. Etc.

  103. Thomas says:
    @Ed

    Koreans have moved too far up the immigrant success ladder now to be shopowners. It was 30 years ago they were shopowners (and that was mostly in LA, which has more Koreans than anywhere outside Korea).

    The ones I see running 7-11’s now where I am (Seattle) are Ethopians or some other kind of East Africans. (Ethomalians?) This fits a general trend of the latest immigrants passing up African Americans being black immigrants who don’t share African Americans’ myriad social and personal problems.

  104. SLM says:
    @Sincerity.net

    It seems to me that a good chunk of the “criminal rioting population” is white – at least from the scenes I saw from SOHO.

  105. @mmack

    Sure, forty newly rural acres in depopulated Detroit or 40 forty-ozs of Schultz MLB for forty months (12.5 gallons). Which choice would be more popular?

  106. Hibernian says:
    @Anonymous

    Wealthy liberals seek to trade some of their wealth for the power to run other people’s lives.

    • Replies: @Anonymous
  107. Cortes says:

    Sounds like a Hollywood remake:

    “Re-build it and we will come.”

  108. Anonymous[111] • Disclaimer says:
    @Anonymousse

    Actually, liberals don’t brag about their wealth. It is the rich conservatives that do that. Think Arnie, Trump and those Texan oil magnates and NFL team owners. I was just replying to a guy who said that liberals are parasites that live off other people’s money. That is certainly not true of most white liberals, who tend to be well off financially and actually pay far more taxes to the government than they take from the government.

    • Replies: @Anonymousse
    , @Alden
  109. Anonymous[111] • Disclaimer says:
    @Hibernian

    That is certainly true of ultra-liberal elite, which is composed mostly of Marxist Jewish intellectuals and millionaires. That is not true of 95% of white liberal voters.

  110. Anonymous[387] • Disclaimer says:
    @Crawfurdmuir

    If you wish to mortgage a property that falls in the flood plain of a river or ocean, the lender will require you to buy flood insurance.

    Can someone be good enough to refresh my memory?

    During Hurricane Katrina, didn’t American insurers try on some doubletalk about how homes and businesses had been destroyed by the hurricane, not the flooding, and therefore they were not obliged to make any payouts?

    • Replies: @Crawfurdmuir
  111. anon[281] • Disclaimer says:
    @CapitalistRoader

    Brookins is particularly concerned that the Walmart supercenter at 83rd Street and Stewart Avenue will not reopen, because company officials had earlier complained to him that the location was already losing money.

    If one was conspiratorially minded, one might imagine this outcome as a win/win for WallyMart.

    • Replies: @Alden
  112. @Thomas

    Nothing you or he said refuted what I said.

  113. @JimB

    Rapid response social workers?

    Social Workers And Tactics.

  114. JMcG says:
    @Yngvar

    That’s interesting, I’ve never heard anything like that before. Clearly a less litigious, less atomized society. I’ve stopped and helped at car wrecks a couple of times, but I’m less and less interested these days.

  115. @Anonymous

    Acksuaally… I’m not doing the thing I just did… and by the way let me do some more of the thing I didn’t just do – that I just did

    Sorry guy I guess your self proclaimed erudition and wealth dazzled lil’ ol’ me into believing my own lyin’ eyes.

  116. Lagertha says:

    The ultimate punishment of Communism (past) is to starve the “useless eaters.” This is why 90% of Russians, today, (the 3rd/4th generation that survived starvation and rationing since 1990) love Putin.

  117. Lagertha says:

    The ultimate punishment of Communism is to starve the “useless eaters.” This is why 90% of Russians (the 3rd/4th generation that survived starvation and rationing since 1950) love Putin.

    Putin kicked out the banksters in the early 90’s. This was the turning point for Russia since 1917. Most Americans don’t know Russian and Chinese history….and, it makes me furious and hateful towards stupid Americans! Most Americans are woefully naive…and just plain stupid, especially people who vote for Democrats. They don’t know world history, geography, The Classics…makes me sick and sad at the same time.

  118. Alden says:

    Light foot will eventually lure big box retail back to Chicago with massive tax breaks and subsidies. The will fund these programs by raising residential property taxes parking tickets building permits etc. she might find those properties have been abandoned and no one’s applying for building permits any more.

    That’s been happening since the great reforms of the 1960s Some federal programs I remember Model Cities total failure, Community Reinvestment Act. All total failures till Hispanic Asian Russian Israeli Armenian Persian MENA immigrants moved in.

  119. Alden says:
    @anon

    Wasn’t that the Walmart where a 6’6 300 pound security guard was beaten and trampled to death by his fellow blacks the Friday after Thanksgiving one year?

  120. Alden says:
    @Anonymous

    What makes you think Arnie, Trump and NFL owners are conservative? They are ordinary liberal Republicans like most democrats and republicans.

    The NFL owners are mostly Jews who are as solidly democrat as their beloved black players. And all the NFL owners have been making pro black statements for the past 40 years.

    Arnie didn’t flaunt his wealth at all. He had wealth obviously . But his homes were never in architectural digest Wife and daughters never featured in Vogue and Bazaar in $20, 000 dollar dresses as Michelle Obama was.

    A petty bourgeois like you , barely able to afford a $600 IKEA couch , might think Trump and first wife Ivana flaunted their wealth. I don’t think it was flaunting. It was just publicity for his real estate business.

    They really became publicity hounds when he was building Trump Tower. As I recall, the standard run of the mill condos in Trump Tower were way overpriced. But he sold them by representing Trump Tower as the home of the rich and famous. There were National Inquirer reports that Prince Charles and Dianna, Prince Andrew and Sarah were buying condos in Trump Tower. It was publicity to sell the condos. I think Trump is part owner of National Inquirer , why he was in it all the time.

    As well as selling condos in Trump Tower he was also developing the event venue Mar Lago and selling memberships in the Mar Lago club. He needed PR for that and he’s expert in PR. No different from selling houses in those developments around a golf course and making golf club member ship and fees mandatory for the home owners

    Texan oil magnates flaunting their wealth is a 1950s movie thing

    The Bass Family is the only Texas oil family in the public eye and that’s due to their endless donations to museums and symphonies Mercedes Bass started to do the best dressed woman thing when she married Sid Bass. It stopped abruptly. Maybe Sid told her not to be vulgar.

    NFL owners conservative LOL.

  121. @Lockean Proviso

    Won’t work, black kids destroy gardens. A black guy at work had all his corn ripped out by the black children who lived next door and when I lived in Portland there was one black kid about 8 in my Apartment Complex. I had a few vines of Butternut Squash with about 15 ripe ones just about ready to pick and the manager said while I was at work he caught the black kid and another little punk at the complex smashing all the squash to bits. They are wild, destructive little bastards who learn no civility in their homelife. My dad told a story of how he was riding in a hearse on a funeral where they went past the deceased former home in a South Side neighborhood in Chicago when he saw a little black boy no more than 10 sitting on a bicycle holding a rock, he said he thought “no he isn’t going to…” and then crack, the rock smacked against the hearse’s windshield putting a big crack in it. Good luck gardening in the hood, what didn’t get smashed would get stolen.

    • Replies: @Jim Don Bob
  122. cityview says:
    @Squid

    I live in one of the Near North neighborhoods. (I’ve only commented here once before, anonymously.) Yes, I felt like the world was ending. I have lived only in a few of the big cities that many people seem to hate, but nothing prepares you for something like this. I went out on foot Saturday evening, although I avoided most of N. Michigan Avenue (the Magnificent Mile–most of these shops normally cater to tourists). I saw no police until I was almost back home, but I am guessing that they could not be everywhere at once. These neighborhoods were all alone. It is important for people to know how disrupted everything has been for most of the city: days of closed stores, boarded-up storefronts, days of curfews, little public transit; on top of the virus issues and shopping problems.

  123. Corn says:
    @Lockean Proviso

    I’m acquainted with a farmer active in the local county farm bureau. He told me once some years back a lady active in the bureau decided to hold a series of workshops in the county’s largest city. Teach “inner city people” how to garden. She told him the workshops were sparsely attended, absenteeism was high, and even those who stuck it out soon gave up or decided not to garden. Easier to just go to the store.

  124. @Sebastian Hawks

    Many years ago some black kids thought it would be fun to drop rocks from bridges onto cars on the roadway below. And that’s why every road or pedestrian bridge over a highway has chain link fence along the side.

  125. @Anonymous

    Flooding is not covered by normal property/casualty insurance. There is a national flood insurance program that covers structures and their contents damaged by flooding for up to a maximum of $250,000.

    https://www.fema.gov/national-flood-insurance-program
    https://www.floodsmart.gov

    No private insurer covers flood damage. If you fail to buy flood insurance from the government your homeowner’s policy will not pay for the damage.

    The question is, what is flood damage? Suppose your basement is flooded because of a sewer backup. If the sewer backup occurred because of general conditions of flooding – i.e., the presence of an excess of water on land, exceeding two acres or comprising more than two properties, that is normally dry – then flood insurance covers repair or replacement of the structure and its contents, up to the maximum.

    On the other hand, if the sewer backup occurred because of a clogged line, rather than flooding as defined above, then that is not a flood, and damage should be covered by ordinary homeowner’s insurance.

    Squabbles between insurance carriers over who is responsible for some claim are commonplace. They are all eager to collect an insured’s premiums but make themselves scarce when he makes a claim.

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