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After Many Generations, Mexicans Still Not Prospering in SoCal
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Screenshot 2016-05-07 17.07.13

We are supposed to imagine that the vast immigration from Mexico to America is an investment in our future. But in Greater Los Angeles, where the future already has happened, the median Mexican family has set aside $0.00 in liquid assets and $5,000 in nonliquid assets.

A publication of the Federal Reserve Bank of San Francisco about the Los Angeles Metropolitan Statistical Area (population 13 million, or pretty much everybody within a 90 minute drive of downtown LA) shows that Mexicans aren’t really working out.

The Color of Wealth in Los Angeles

Melany De La Cruz-Viesca
Zhenxiang Chen
Paul M. Ong
Darrick Hamilton
William A. Darity Jr.

A Joint Publication of Duke University, The New School, the University of California, Los Angeles and the Insight Center for Community Economic Development

… White households in Los Angeles have a median net worth of $355,000. In comparison, Mexicans and U.S. blacks have a median wealth of $3,500 and $4,000, respectively. Among nonwhite groups, Japanese ($592,000), Asian Indian ($460,000), and Chinese ($408,200) households had higher median wealth than whites. All other racial and ethnic groups had much lower median net worth than white households—African blacks ($72,000), other Latinos ($42,500), Koreans ($23,400), Vietnamese ($61,500), and Filipinos ($243,000).

 Racial and ethnic differences in net worth show the extreme financial vulnerability faced by some nonwhite households. U.S. black and Mexican households have 1 percent of the wealth of whites in Los Angeles—or one cent for every dollar of wealth held by the average white household in the metro area. Koreans hold 7 percent, other Latinos have 12 percent, and Vietnamese possess 17 percent of the wealth of white households.

 The median value of liquid assets for Mexicans and other Latinos is striking, zero dollars and only $7, respectively, whereas, the median value of liquid assets for white households was $110,000. This not only implies possible financial hardship in the long term, but it also makes short-term financial disruption much more likely.

 Japanese households had by far the highest median total value of assets at $595,000. Asian Indians ($460,000), Chinese ($408,500), and white households ($355,000) were also among those with high median values of total assets. Filipino and African black households fall in the middle of the distribution—$243,000 and $152,000 respectively. Median total asset values for all other racial and ethnic groups were significantly lower—U.S. black ($30,000), Mexican ($5,000), other Latino ($43,000), Korean ($28,400), and Vietnamese ($40,000) households. The data reveal an astounding racial wealth divide in the Los Angeles metropolitan area.

 Mexicans were the least likely to be banked and most likely to lack financial savings. In the NASCC sample, Mexicans (47.1 percent), other Latinos (54.6 percent), U.S. blacks (68.1 percent), and Vietnamese (54.8 percent) are far less likely to own checking accounts than white (90.1 percent) and Japanese (93.3 percent) households. Mexicans, other Latinos, and Vietnamese also owned savings accounts at a lower rate than white households—39.8 percent of Mexicans, 44 percent of other Latinos, and 37.4 percent of Vietnamese owned a savings account compared with 71.9 percent of whites. Fifty-six percent of U.S. black and 57.8 percent of Korean households held a savings account.

 Wealth differentials across racial groups in the Los Angeles NASCC survey are far more pronounced than income differentials. White households (40.7 percent) were far more likely to hold assets in stocks, mutual funds, and investment trusts. Only 18 percent of African black, 21.5 percent of U.S. blacks, 7.6 percent of Mexicans, 7.3 percent of other Latinos, 23.6 percent of Korean, and 9.9 percent of Vietnamese owned stocks, mutual funds, or other investments or trusts. The percentage of Chinese, Japanese and Asian Indian that have these types of financial assets was much higher when compared with whites—48.8 percent, 60.8 percent, and 58.6 percent, respectively.

The racial and ethnic disparity is large across all asset types and even larger across private retirement assets. Sixty-four percent of white households have an IRA or private annuity compared with 8.2 percent of other Latino, 15 percent of Mexican, and 17.7 percent of Vietnamese households. Japanese, Filipino, African black, and Chinese households were also likely to own an IRA although at lower rates than whites—62.3 percent, 55.6 percent, 48.5 percent, and 48.3 percent, respectively. The nonwhite groups less likely to own an IRA included Koreans (27 percent), U.S. black households (37.9 percent), and Asian Indians (38.6 percent). The results suggest that many households, especially black, Latino, and some Asian ones, would have virtually no financial assets of their own at retirement if not for federal insurance provided by the Social Security program.

Emphasis mine.

Screenshot 2016-05-07 17.13.33

 
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  1. Miguel says:

    On the other hand, would you rather live in Mexico or India? In one of these countries a quarter of the population doesn’t have so much as a latrine, let alone a toilet. Importing upper caste Indians may help make their life better, but I’m not sure it does much for the rest of us.

    Read More
    • Replies: @iSteveFan
    You are correct. Upper caste Indians should help develop India. By leaving they are confining hundreds of millions to more misery.
    , @Jefferson
    "Importing upper caste Indians may help make their life better, but I’m not sure it does much for the rest of us."

    And how does massive Mexican immigration do much good for White America?

    "On the other hand, would you rather live in Mexico or India? In one of these countries a quarter of the population doesn’t have so much as a latrine, let alone a toilet."

    Mexico is one of the better 3rd World countries to live in, which means there is even less excuse for massive Mexican immigration into The U.S. Judging by how gordo the population of Mexico is, I am not buying the excuse that Mexicans need to immigrate to America in order to feed their familias. Mexico does not exactly have a famine epidemic.
    , @rod1963
    He has a point. You really want to import a bunch of Brahmins that are as racist as can be and view their own people as dirt, let alone what they think of foreigners?

    Look the first thing they do here once they get into management is import more Brahmins, whites get frozen out. Make no mistake they can and will out compete whites plus they have tribalism and nepotism on their side. Whites will soon find themselves locked out of various fields given enough time.

    At least we have some commonality with Hispanics in terms of values and culture, none with a hereditary ruling/priesthood caste.
    , @Bleuteaux
    I don't know why you would want to do something so cruel as deprive me of the opportunity to pay thousands more dollars in housing per year to educate the U.S. citizen children of the local Indians who are ethnically cleansing white collar jobs.
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  2. Anthony says:

    Median net worth is pretty high for some groups where the median household doesn’t own their own home. Or are they only counting home equity?

    Read More
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  3. I’m a little confused.

    Nearly half of Americans would have trouble finding $400 to pay for an emergency. Even though they have tens of thousands in liquid assets.

    http://www.unz.com/isteve/career-advice-from-neal-gabler-dont-be-a-nonfiction-writer/

    Hmm….

    Read More
    • Replies: @candid_observer
    Two points:

    1. The data presented here relates to people in the LA area -- obviously considerably more prosperous than the rest of the country, especially in terms of real estate assets (I'd like to know, though, what their "liquid assets" amount to).

    2. Maybe 40% of the people in the US are not white (though I'm guessing at the number here), so fall into the far less prosperous categories

    , @notsaying
    The economic situation for so many Americans -- including many whites -- is shaky.

    Where's the discussion about what we are going to do about this?

    Where's the discussions about what we can do to import less poverty by changing our legal immigration laws?

    There's no plan, there's no acknowledgement of the implications of all this to Americans in the short-term, medium-term or long-term.


    I don't understand how America will be able function in the future or remain a First World country and that's a fact.
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  4. carol says:

    Mexicans send their money back to Mexico, yes?

    Read More
    • Replies: @I.W.
    Yes.
    , @Jim Bob Lassiter
    Indeed they do. I'm left wondering about African Blacks though. It takes a little more moxie to get from Lagos, Nigeria to LA than Michoacán to LA, so earning or scammimg skills may be greater with African Blacks than with Mestizos and Indios. But even that leaves me puzzled as to comparative "family values" as expressed by remittances to the homeland.
    , @Michelle
    I used to have a co-worker whose family immigrated from Mexico. She told me that her father used to tell her that since they were illegal, he refused to take 1 penny in any kind of aid, and that he expected them all to be self sufficient. She eventually became a citizen. When she would travel back to visit family in Mexico, she told me that she would literally give them the clothes off her back. "I kiss the ground every time I come back to the United States" she told me. She died of cancer and I really miss her.
    ReplyAgree/Disagree/Etc. More... This Commenter This Thread Hide Thread Display All Comments
  5. Jefferson says:

    Even George Lopez can tell you Mexicans are not prospering in Southern California. He said even though he is wealthy, he still gets mistaken for a lower class blue collar guy because not many affluent white collar Los Angelenos racially look like him. He used an example of when he was taking a walk in his upper class neighborhood and one of his White Gringo neighbors who just recently moved into the area, approached him and asked him if he paints houses and how much does he charge.

    Read More
    • Replies: @anon
    He should have felt honored that someone took him for an honest worker.

    An honest worker sells his skill for a reasonable market rate. This implies both self respect and knowing about one's worth in the more general scheme of things i.e. being worldly.

    Mastering a skill demonstrates that an individual has placed themselves in a subordinate position with respect to tradition and the Laws of Nature; has overcome their childish self-centeredness and allowed themselves to be influenced and guided by the way the world is and the way more experienced people have learned to do the world.

    To have been regarded as such is to have been respected at the most fundamental level.
    , @Oleaginous Outrager
    Maybe the neighbor thought George provided this sort of service:

    http://www.amazon.com/Heard-You-Paint-Houses-Teamsters/dp/1586420895

    The first words Jimmy Hoffa ever spoke to Frank "the Irishman" Sheeran were, "I heard you paint houses." To paint a house is to kill a man. The paint is the blood that splatters on the walls and floors.
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  6. inertial says:

    How about unofficial assets not detected by Federal Reserve Bank?

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  7. J-man says:

    Koreans under-performing Filipinos, Viets, African Blacks and “Other” Latins?

    Read More
    • Replies: @Steve Sailer
    The Fed probably should have checked up on what brand of car the L.A. Koreans are driving.
    , @anon
    Their assets may be in an uncounted form.
    , @Jefferson
    "Koreans under-performing Filipinos,"

    I live in The Bay Area which has a large Filipino population. You will be surprised at how many Filipinos have high paying government jobs.

    When it comes to yearly average household income, Filipinos in The U.S punch well above their weight when you factor in that they tend to be a low IQ ethnic group.

    , @jon

    Koreans under-performing Filipinos, Viets, African Blacks and “Other” Latins?
     
    That jumped out at me as well. Why are Koreans such an outlier among East Asians?
    , @Twinkie

    Koreans under-performing Filipinos, Viets, African Blacks and “Other” Latins?
     
    There are some factors to keep in mind when looking at this set of data:

    1. Population sizes are wildly different. For example, Mexicans are a whopping 32% of the L.A. MSA. Koreans are only 1%. I have not looked at the data in detail, but I suspect sampling accuracy is probably highly variable depending on population size.

    2. Immigration (self-) selectivity also varies significantly. For example, immigrants from India tend to be highly selected for professional qualifications. Immigrants from Mexico are not. Korean immigrants of the past were more like Indian immigrants - mostly professionals and entrepreneurs. Today, South Korea is a first world country with one of the best "Human Development" indices (consistently top 20) in the world. Aside from academic immigrants, the bulk of the declining number of Korean immigrants are probably not the "best of the lot." Highly qualified Koreans tend to stay put - there is little if any benefit for them to move to the United States.

    3. The data are for the L.A. MSA only. With small populations such as Koreans, their stats will very wildly depending on geographic locations. My suspicion is that the L.A. probably contains a disproportionately high percentage of economically underperforming Korean population (e.g. seniors, "fresh off the boat," etc.). I would bet that an economically more dynamic area, say, north of Dallas (Plano-Frisco) or Northern Virginia (Fairfax) has a much greater concentration of successful Koreans.

    4. The national economic numbers of the various ethnic groups are probably very different. For example, the Manhattan Institute has been studying major immigrants groups and their assimilation rates for many years now. Its assimilation index has three components: economic, cultural, and civic. The economic portion is described by the study as follows:

    Economic assimilation describes the extent to which immigrants, or groups of immigrants, make productive contributions to society indistinguishable in aggregate from the contributions of the native-born. Economic assimilation is low when immigrants cluster at certain points on the economic ladder—most notably, the low-skilled rungs—and high when their distribution on the economic ladder matches that of native-born Americans.
     
    According to its 2013 report, the economic assimilation indices for some of the immigrant groups under discussion are as follow for the year 2011 (100 = perfect assimilation)

    Chinese: 90
    Filipinos: 100
    Indians: 97
    Japanese: 100
    Koreans: 100
    Mexicans: 65

    Mexicans not only perform extremely poorly compared to Asian immigrants, but they also lag at or near the bottom among Hispanic immigrants. And given their very low upward mobility through the generations (they have extremely high dropout rates from colleges, for example), it's not a surprise that their generational wealth transfer is likely extremely low.
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  8. In twenty years retirement funds will need to be confiscated to increase fairness and financial equality.

    Read More
    • Agree: Triumph104
    • Replies: @anon
    If retirement funds last that long - i think there'll be wiped out when the stock market crashes - then yes almost certainly.
    , @27 year old
    In 20 years my parents will have spent nearly all of their retirement fund, and my retirement fund will still be buried in the yard, so, whatever
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  9. @J-man
    Koreans under-performing Filipinos, Viets, African Blacks and "Other" Latins?

    The Fed probably should have checked up on what brand of car the L.A. Koreans are driving.

    Read More
    • Replies: @Steve Sailer
    All those Koreans who are tenants of Donald Sterling probably took a different lesson from the Sterling Brouhaha than the conventional wisdom did.
    , @jon

    The Fed probably should have checked up on what brand of car the L.A. Koreans are driving.
     
    I guess I'm a little slow this morning, as I'm not getting the reference.
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  10. iSteveFan says:
    @Miguel
    On the other hand, would you rather live in Mexico or India? In one of these countries a quarter of the population doesn't have so much as a latrine, let alone a toilet. Importing upper caste Indians may help make their life better, but I'm not sure it does much for the rest of us.

    You are correct. Upper caste Indians should help develop India. By leaving they are confining hundreds of millions to more misery.

    Read More
    • Replies: @anon
    They don't help India either because "us" is just the gotra (clan).

    Although at the same time with possibly the highest combined score for IQ+clannishness I think they'll probably out compete most other groups in the US.

    , @Mr. Anon
    "Upper caste Indians should help develop India. By leaving they are confining hundreds of millions to more misery."

    A lot of them have no more loyalty to lower caste Indians than they have to us. What's the Hindi term for "Noblesse Oblige"? Is there one?
    ReplyAgree/Disagree/Etc. More... This Commenter This Thread Hide Thread Display All Comments
  11. Sorta related: NYT article about Magic Dirt in Texas.

    Of course, there are always wreckers spoiling the earthy good vibes:

    It is this fear, anger and sometimes paranoia that lurks beneath the surface of Texas politics and that underlies the expansion of gun rights, the reflexive antagonism toward Washington (…) But Texas is not under attack. It is merely changing as America changes with it. It is a majority-minority state that has become increasingly diverse and nonwhite (…) and the tension between what Texas is and what it was has come to define the state.

    Read More
    • Replies: @Steve Sailer
    Texas cultural nationalism is a (so far) successful response to diversity.
    , @anon
    Texas is not under attack.. (yeah it is) It is merely changing as America changes with it.... (WHY is Texas or America "changing"? Is Japan "changing"?).... The tension between what Texas is and what it was has come to define the state..... (Kind of like a Muslim mayor now "defines" London).
    , @poolside
    Re: Texas changing ...

    My daughter is a fourth-generation native Texan who graduated from a suburban Texas high school that is majority Asian-Indian.

    When she arrived at college, she was shocked to realize that she was clueless in cultural knowledge that mattered a great deal to her new peers, such as how to two-step, why football is important and when deer hunting season begins.

    I felt like I had failed as a father.
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  12. iSteveFan says:

    We are always being told we are importing Mexicans to help pay for our social security. Mexicans better start figuring out whom they will import to pay for their social security. They sure aren’t going to be able tor rely upon their savings.

    Read More
    • Replies: @Jefferson
    We are always being told we are importing Mexicans to help pay for our social security. Mexicans better start figuring out whom they will import to pay for their social security. They sure aren’t going to be able tor rely upon their savings."

    The pro-open borders crowd will say we can import more Guatemalans, Hondurans, El Salvadorians, etc to help pay for the social security of Mexicans when they become senior citizens.
    , @anon
    Everything is a lie.
    , @Wally

    We are always being told we are importing Mexicans to help pay for our social security.
     
    A complete myth that is just not possible.

    Most work under the table, pay very little taxes; but certainly use 'social services' in abundance.

    They are takers, not makers.

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  13. @Steve Sailer
    The Fed probably should have checked up on what brand of car the L.A. Koreans are driving.

    All those Koreans who are tenants of Donald Sterling probably took a different lesson from the Sterling Brouhaha than the conventional wisdom did.

    Read More
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  14. @Jenner Ickham Errican
    Sorta related: NYT article about Magic Dirt in Texas.

    Of course, there are always wreckers spoiling the earthy good vibes:

    It is this fear, anger and sometimes paranoia that lurks beneath the surface of Texas politics and that underlies the expansion of gun rights, the reflexive antagonism toward Washington (…) But Texas is not under attack. It is merely changing as America changes with it. It is a majority-minority state that has become increasingly diverse and nonwhite (…) and the tension between what Texas is and what it was has come to define the state.
     

    Texas cultural nationalism is a (so far) successful response to diversity.

    Read More
    • Replies: @Jenner Ickham Errican
    I agree. The political culture seems as “hyper-American” as ever, and of course Hispanics aren’t out of place in Chris Howard’s “El Norte”. I hope this analysis (via Heartiste) of Houston doesn’t portend greater problems for the state.
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  15. @anony-mouse
    I'm a little confused.

    Nearly half of Americans would have trouble finding $400 to pay for an emergency. Even though they have tens of thousands in liquid assets.

    http://www.unz.com/isteve/career-advice-from-neal-gabler-dont-be-a-nonfiction-writer/

    Hmm....

    Two points:

    1. The data presented here relates to people in the LA area — obviously considerably more prosperous than the rest of the country, especially in terms of real estate assets (I’d like to know, though, what their “liquid assets” amount to).

    2. Maybe 40% of the people in the US are not white (though I’m guessing at the number here), so fall into the far less prosperous categories

    Read More
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  16. vinny says:

    I suspect there is quite a bit of Sailer-style affordable family formation things going on with Mexicans. LA is a decent place to make money if you’re 21 and willing to live on bunk beds in a house with 10 other paisanos. But, once you’re in your late 20s, and you hear about your cousin in San Antonio who has his own taco truck and his own house, well, it starts getting pretty tempting to move there or to Phoenix, or Salt Lake City, or wherever and get set up on your own. Mexico has an even stronger culture of home ownership than the U.S. (80% homeownership rate vs. 65% in the U.S.) so there’s a lot of pressure in that direction.

    Read More
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  17. Jefferson says:
    @Miguel
    On the other hand, would you rather live in Mexico or India? In one of these countries a quarter of the population doesn't have so much as a latrine, let alone a toilet. Importing upper caste Indians may help make their life better, but I'm not sure it does much for the rest of us.

    “Importing upper caste Indians may help make their life better, but I’m not sure it does much for the rest of us.”

    And how does massive Mexican immigration do much good for White America?

    “On the other hand, would you rather live in Mexico or India? In one of these countries a quarter of the population doesn’t have so much as a latrine, let alone a toilet.”

    Mexico is one of the better 3rd World countries to live in, which means there is even less excuse for massive Mexican immigration into The U.S. Judging by how gordo the population of Mexico is, I am not buying the excuse that Mexicans need to immigrate to America in order to feed their familias. Mexico does not exactly have a famine epidemic.

    Read More
    • Replies: @anon

    Mexico is one of the better 3rd World countries to live in, which means there is even less excuse for massive Mexican immigration into The U.S.
     
    Maybe the two are related - money sent back is partly why it's more prosperous?

    I assumed putting the squeeze on that was what Trump means when he talks about Mexico paying for the wall.
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  18. Jefferson says:
    @iSteveFan
    We are always being told we are importing Mexicans to help pay for our social security. Mexicans better start figuring out whom they will import to pay for their social security. They sure aren't going to be able tor rely upon their savings.

    We are always being told we are importing Mexicans to help pay for our social security. Mexicans better start figuring out whom they will import to pay for their social security. They sure aren’t going to be able tor rely upon their savings.”

    The pro-open borders crowd will say we can import more Guatemalans, Hondurans, El Salvadorians, etc to help pay for the social security of Mexicans when they become senior citizens.

    Read More
    • Replies: @Pericles
    Welcome to our country, new citizens. You are here to pay for our pensions and replace us. When you grow old, others from elsewhere in the world will in turn be imported to pay your pensions and replace you. (Unless you should politically act to stop this. But we hope you don't.)
    , @Oleaginous Outrager
    I have pointed out the magical thinking of this lie many times before, based simply on the numbers. Add in the oft-repeated mantra of "they do the (low-paying) jobs Americans won't do!" and the whole notion of immigration supporting SS or any retirement plan is simple farcical.
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  19. @Steve Sailer
    Texas cultural nationalism is a (so far) successful response to diversity.

    I agree. The political culture seems as “hyper-American” as ever, and of course Hispanics aren’t out of place in Chris Howard’s “El Norte”. I hope this analysis (via Heartiste) of Houston doesn’t portend greater problems for the state.

    Read More
    • Replies: @Jenner Ickham Errican
    Correction: Colin Woodard’s "El Norte."
    , @Anoni
    It would solve a lot of problems if, when Trump builds the wall, Houston is on the other side. Mexico can have it back. I might say the same thing about LA if I did not live here.

    One thing about the $ I can't figure out. I have had my kids in 3 soccer clubs where the annual expense runs $2000 a year, and they have hundreds of kids each, virtually all latino. Most of the teams we play are from similar clubs, also mostly latino. Where are they getting the money? Maybe these stats aren't capturing quite a bit of savings.
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  20. anon says: • Disclaimer
    @J-man
    Koreans under-performing Filipinos, Viets, African Blacks and "Other" Latins?

    Their assets may be in an uncounted form.

    Read More
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  21. anon says: • Disclaimer
    @out of Macon
    In twenty years retirement funds will need to be confiscated to increase fairness and financial equality.

    If retirement funds last that long – i think there’ll be wiped out when the stock market crashes – then yes almost certainly.

    Read More
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  22. Jefferson says:
    @J-man
    Koreans under-performing Filipinos, Viets, African Blacks and "Other" Latins?

    “Koreans under-performing Filipinos,”

    I live in The Bay Area which has a large Filipino population. You will be surprised at how many Filipinos have high paying government jobs.

    When it comes to yearly average household income, Filipinos in The U.S punch well above their weight when you factor in that they tend to be a low IQ ethnic group.

    Read More
    • Replies: @jon

    When it comes to yearly average household income, Filipinos in The U.S punch well above their weight when you factor in that they tend to be a low IQ ethnic group.
     
    Having lived in an area with a large Filipino population and also having visited the Philippines, I agree wholeheartedly. I think it is probably because the Philippines is remote enough from us, and the population is poor enough, so that we mostly draw from the top of that society.
    , @Reg Cæsar
    Fluency in English goes a long way. Some can handle Spanish as well.
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  23. @Jenner Ickham Errican
    I agree. The political culture seems as “hyper-American” as ever, and of course Hispanics aren’t out of place in Chris Howard’s “El Norte”. I hope this analysis (via Heartiste) of Houston doesn’t portend greater problems for the state.

    Correction: Colin Woodard’s “El Norte.”

    Read More
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  24. anon says: • Disclaimer
    @iSteveFan
    You are correct. Upper caste Indians should help develop India. By leaving they are confining hundreds of millions to more misery.

    They don’t help India either because “us” is just the gotra (clan).

    Although at the same time with possibly the highest combined score for IQ+clannishness I think they’ll probably out compete most other groups in the US.

    Read More
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  25. anon says: • Disclaimer
    @iSteveFan
    We are always being told we are importing Mexicans to help pay for our social security. Mexicans better start figuring out whom they will import to pay for their social security. They sure aren't going to be able tor rely upon their savings.

    Everything is a lie.

    Read More
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  26. anon says: • Disclaimer
    @Jefferson
    "Importing upper caste Indians may help make their life better, but I’m not sure it does much for the rest of us."

    And how does massive Mexican immigration do much good for White America?

    "On the other hand, would you rather live in Mexico or India? In one of these countries a quarter of the population doesn’t have so much as a latrine, let alone a toilet."

    Mexico is one of the better 3rd World countries to live in, which means there is even less excuse for massive Mexican immigration into The U.S. Judging by how gordo the population of Mexico is, I am not buying the excuse that Mexicans need to immigrate to America in order to feed their familias. Mexico does not exactly have a famine epidemic.

    Mexico is one of the better 3rd World countries to live in, which means there is even less excuse for massive Mexican immigration into The U.S.

    Maybe the two are related – money sent back is partly why it’s more prosperous?

    I assumed putting the squeeze on that was what Trump means when he talks about Mexico paying for the wall.

    Read More
    • Replies: @Eric Novak
    Mexico is an global industrial power, and if not for the large population of Indios, etc., would never be referred to as a Third World country. It's ranked 11th in global GDP. Third World nations don't produce Porsche, BMW, and Lexus automobiles. Its birth rate has collapsed from 6-7 children per woman in the 1960s to right around two today. Mexico has enough resources, human and natural, to take care of itself.
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  27. @out of Macon
    In twenty years retirement funds will need to be confiscated to increase fairness and financial equality.

    In 20 years my parents will have spent nearly all of their retirement fund, and my retirement fund will still be buried in the yard, so, whatever

    Read More
    • Replies: @Connecticut Famer
    Most IRAs are designed to become depleted once the recipient reaches his/or mid-eighties, unless he/she decides beforehand to live a frugal, simple life--a rare occurrence in a country which encourages consumerism.
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  28. Anonymous says: • Disclaimer

    Maybe if Latinos had more opportunity and were not subject to white privilege they wood be doing better

    Let us not forget the wounds inflicted by the culture of “white privilege” in America, Power in America is wielded by whites, mainly white men. And they do whatever it takes to keep it.

    Those who benefit most from this form of racism shout loudest for the “others” to pull themselves up by their boot straps. Their focus obscures the absence of boots and straps. These are people like Ted Cruz and Scott Walker, GOP presidential candidates. Success for either would cause a decline in the middle class. A decline much worse than the recent financial crises from which Obama rescued the U.S. economy.

    A study by the Justice Department unearthed the cancerous racism that white privilege has created in Ferguson. The results of that study portend worse outcomes for all of us than black leaders speaking for the voiceless. The unhappy truth is that Ferguson is not an isolated case. White transgression, especially if it is against minorities, is expected to be excused, forgiven and instantly forgotten

    Read More
    • Replies: @anon
    Thank you for the hardy laugh with your unintentionally hilarious post.
    , @jon
    Whenever I come across a post like Coo's above that seems a bit too detailed for a blog comment and also almost, but somehow not quite, on topic -- it has dated references to two GOP candidates that have already dropped out (Walker and Cruz) and a reference to an incident that is both dated and doesn't involve Hispanics in any meaningful way (Ferguson) -- I like to do a quick web search to see if it is merely lifted from some other site.

    And lo and behold, the expanded version of this comment comes from a guest column in the Tuscaloosa News by one Oscar Tucker way back in March of 2015: http://www.tuscaloosanews.com/article/20150321/NEWS/150329976
    , @Jeff77450
    If "white" nations are so unfair to non-whites then why are so many of them trying to get here? How/why is it that "white privilege" isn't holding Asians back?

    Off the top of my head: Around the time that Rhodesia gained its independence (circa 1979?) and was renamed Zimbabwe the white-population was ~270K and the nation was a net food exporter, sometimes referred to as "the bread basket of Africa." A white-owned farm produced five times as much food per acre as a black-owned farm. After Robert Mugabe came to power he and his minions proceeded to harass the whites, forcing them off of their land and murdered around thirty of them. The white population was eventually reduced to ~50K. The economy collapsed and experienced rampant inflation. It's my understanding that to this day it does not produce enough food for export. If "white privilege" and "white power structures" both exist and are *bad* things for a nation to have then how do you explain the (mis)fortunes of Zimbabwe?
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  29. Anoni says:
    @Jenner Ickham Errican
    I agree. The political culture seems as “hyper-American” as ever, and of course Hispanics aren’t out of place in Chris Howard’s “El Norte”. I hope this analysis (via Heartiste) of Houston doesn’t portend greater problems for the state.

    It would solve a lot of problems if, when Trump builds the wall, Houston is on the other side. Mexico can have it back. I might say the same thing about LA if I did not live here.

    One thing about the $ I can’t figure out. I have had my kids in 3 soccer clubs where the annual expense runs $2000 a year, and they have hundreds of kids each, virtually all latino. Most of the teams we play are from similar clubs, also mostly latino. Where are they getting the money? Maybe these stats aren’t capturing quite a bit of savings.

    Read More
    • Replies: @Jeff77450
    I'm a native Houstonian, age 57. There is a lot about Houston to dislike to include the traffic, the sprawl, the climate from mid-May through the end of September and the complete and total lack of natural beauty. (The Houston-metroplex is just as flat as a pancake). Perhaps 15-20% of the population needs to be euthanized. I don't recommend trying to raise a child here.

    All that said, Houston is the energy-capital of the nation with the second busiest port by tonnage. It is a jobs & wealth creating dynamo-on-steroids and both Texas and America would be poorer for its loss.
    , @Eric Novak
    Why would a local soccer club cost $2K? In my part of the World, kids play soccer organized by our local big-city park district. Are they wearing ice hockey gear and playing in an ice rink with fees? Elucidate, please.
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  30. I’ve noticed that when people send money to pay for their medical bills, that many times it would be in the form of postal money orders or MO from currency exchanges. It is my guess that those doing this are ILLEGAL ALIENS because a US citizen would just get a checking account and avoid the expense.

    Read More
    • Replies: @Triumph104
    It has nothing to do with being illegal. Blacks and people over 35 are more likely to be unbanked/underbanked than Hispanics.

    https://www.americanprogress.org/issues/economy/report/2014/10/30/99967/millions-of-americans-are-outside-the-financial-system/
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  31. anon says: • Disclaimer

    So many questions and thoughts….

    1) It would have been real interesting to see “white” broken up. I.E. white and white-Jewish. And what about Persians, Armenians etc.? Are they lumped into the “white” group?

    2) What exactly was the methodology used to obtain these results? I suspect they could be quite questionable.

    3) Who knows how much money some of these groups have that is made – and kept – under the table? Home invasions for instance, began as an Asian phenomenon because Vietnamese businesses kept all their money at home, off the books and away from the taxman.

    The one thing that does ring plausible is blacks having no money for their retirements. I have seen the way they blow their paychecks and the garbage they spend it on. That is a feature of poor impulse controls and no ability for delayed gratification.

    Read More
    • Replies: @Jefferson
    "The one thing that does ring plausible is blacks having no money for their retirements."

    Mexicans having no money for their retirement is plausible as well. Mexicans don't exactly have the cheap frugal spending habits of Jews and the Scottish.



    That is why you can have 20 Mexicans living under one roof all with jobs, dividing the rent anong them and they are still living paycheck to paycheck.

    " It would have been real interesting to see “white” broken up. I.E. white and white-Jewish. And what about Persians, Armenians etc.? Are they lumped into the “white” group?"

    They are all lumped into the White category. At least Jews, Persians, and Armenians are pure Caucasoids unlike the vast majority of Mexicans who have Triracial family trees.
    , @Lot

    I.E. white and white-Jewish
     
    IE? Inland Empire? If you mean Indo-European, American Jews are all indo-european, while white christian Basque-Americans are not, so you probably want to say European Christian.

    Off the top of my head, I'd saw non-immigrant Ashkenazi Jewish households in Southern California probably have about three times the general white level of wealth, so about $300,000 liquid assets and $1.0 million total assets (as estimates of the median, average will be distorted by the super-rich). The vast majority of such families own homes in good neighborhoods, which in the Los Angeles area means $700,000 and up.

    A personal observation is that upwardly mobile Jewish families, when they want to move up houses, often keep their first house or condo rather than selling it. So a great many will have something like a $600,000 or $700,000 "starter house" and a $1.5 million primary residence, and mortgage debt on remaining on them depending on their age. Their kid (most often just one) gets the house once they are done with college.

    Iranian Jews are probably similar but with higher household size since kids live with their parents until marriage and often afterward. Jewish immigrants from Russia and Ukraine are often poor.

    The native white Jew/native white gentile income gap is much smaller than the wealth gap, maybe only 30%. But Jews save more, invest better, and due to small family size inherit more.

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  32. anon says: • Disclaimer
    @Jenner Ickham Errican
    Sorta related: NYT article about Magic Dirt in Texas.

    Of course, there are always wreckers spoiling the earthy good vibes:

    It is this fear, anger and sometimes paranoia that lurks beneath the surface of Texas politics and that underlies the expansion of gun rights, the reflexive antagonism toward Washington (…) But Texas is not under attack. It is merely changing as America changes with it. It is a majority-minority state that has become increasingly diverse and nonwhite (…) and the tension between what Texas is and what it was has come to define the state.
     

    Texas is not under attack.. (yeah it is) It is merely changing as America changes with it…. (WHY is Texas or America “changing”? Is Japan “changing”?)…. The tension between what Texas is and what it was has come to define the state….. (Kind of like a Muslim mayor now “defines” London).

    Read More
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  33. jon says:
    @J-man
    Koreans under-performing Filipinos, Viets, African Blacks and "Other" Latins?

    Koreans under-performing Filipinos, Viets, African Blacks and “Other” Latins?

    That jumped out at me as well. Why are Koreans such an outlier among East Asians?

    Read More
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  34. anon says: • Disclaimer
    @Anonymous
    Maybe if Latinos had more opportunity and were not subject to white privilege they wood be doing better

    Let us not forget the wounds inflicted by the culture of "white privilege" in America, Power in America is wielded by whites, mainly white men. And they do whatever it takes to keep it.

    Those who benefit most from this form of racism shout loudest for the "others" to pull themselves up by their boot straps. Their focus obscures the absence of boots and straps. These are people like Ted Cruz and Scott Walker, GOP presidential candidates. Success for either would cause a decline in the middle class. A decline much worse than the recent financial crises from which Obama rescued the U.S. economy.

    A study by the Justice Department unearthed the cancerous racism that white privilege has created in Ferguson. The results of that study portend worse outcomes for all of us than black leaders speaking for the voiceless. The unhappy truth is that Ferguson is not an isolated case. White transgression, especially if it is against minorities, is expected to be excused, forgiven and instantly forgotten

    Thank you for the hardy laugh with your unintentionally hilarious post.

    Read More
    • Replies: @Anonymous
    I laughed too. I'm still not sure if he was serious or not, but it doesn't matter because it was funny either way, which makes it even MORE funny.
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  35. jon says:
    @Steve Sailer
    The Fed probably should have checked up on what brand of car the L.A. Koreans are driving.

    The Fed probably should have checked up on what brand of car the L.A. Koreans are driving.

    I guess I’m a little slow this morning, as I’m not getting the reference.

    Read More
    • Replies: @Steve Sailer
    Are they driving Infinitis, Nissans, or rusted Datsuns?
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  36. @jon

    The Fed probably should have checked up on what brand of car the L.A. Koreans are driving.
     
    I guess I'm a little slow this morning, as I'm not getting the reference.

    Are they driving Infinitis, Nissans, or rusted Datsuns?

    Read More
    • Replies: @jon

    Are they driving Infinitis, Nissans, or rusted Datsuns?
     
    Given that those are all Japanese brands, I would guess none of the above. But now I think I get your point, as most Koreans I have known drive cars that have values far in excess of the average "net worth" listed in the article.

    ETA: One of the great things about this site - the author actually responds directly to the reader.

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  37. jon says:
    @Jefferson
    "Koreans under-performing Filipinos,"

    I live in The Bay Area which has a large Filipino population. You will be surprised at how many Filipinos have high paying government jobs.

    When it comes to yearly average household income, Filipinos in The U.S punch well above their weight when you factor in that they tend to be a low IQ ethnic group.

    When it comes to yearly average household income, Filipinos in The U.S punch well above their weight when you factor in that they tend to be a low IQ ethnic group.

    Having lived in an area with a large Filipino population and also having visited the Philippines, I agree wholeheartedly. I think it is probably because the Philippines is remote enough from us, and the population is poor enough, so that we mostly draw from the top of that society.

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  38. rod1963 says:
    @Miguel
    On the other hand, would you rather live in Mexico or India? In one of these countries a quarter of the population doesn't have so much as a latrine, let alone a toilet. Importing upper caste Indians may help make their life better, but I'm not sure it does much for the rest of us.

    He has a point. You really want to import a bunch of Brahmins that are as racist as can be and view their own people as dirt, let alone what they think of foreigners?

    Look the first thing they do here once they get into management is import more Brahmins, whites get frozen out. Make no mistake they can and will out compete whites plus they have tribalism and nepotism on their side. Whites will soon find themselves locked out of various fields given enough time.

    At least we have some commonality with Hispanics in terms of values and culture, none with a hereditary ruling/priesthood caste.

    Read More
    • Replies: @PiltdownMan

    ...You really want to import a bunch of Brahmins...
     


    I, for one, welcome our future Brahmin overlords :)

    http://www.forbes.com/profile/indra-nooyi/

    http://www.forbes.com/sites/susanadams/2015/08/12/who-is-googles-new-chief-sundar-pichai/#6b64490614bd

    https://news.microsoft.com/exec/satya-nadella/#sm.0000xfehrwptje91r5i1z074dut5f
    , @Bleuteaux

    "Look the first thing they do here once they get into management is import more Brahmins, whites get frozen out."
     
    This cannot be understated. It is completely brazen and no one can say a word about it. I also find that explaining this to people unfamiliar with Corporate America is impossible, they can't believe it is true.
    , @Vinay
    "Make no mistake they can and will out compete whites plus they have tribalism and nepotism on their side"

    You know, for a bunch of people who supposedly believe in HBD, you put very little stock in it. You do realize that whites are not some isolated Amazonian tribe who've never had to compete with the outside world, right? That those clannish Scots and Irish still haven't managed to take over England and "out compete" the English?
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  39. jon says:
    @Steve Sailer
    Are they driving Infinitis, Nissans, or rusted Datsuns?

    Are they driving Infinitis, Nissans, or rusted Datsuns?

    Given that those are all Japanese brands, I would guess none of the above. But now I think I get your point, as most Koreans I have known drive cars that have values far in excess of the average “net worth” listed in the article.

    ETA: One of the great things about this site – the author actually responds directly to the reader.

    Read More
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  40. Well that’s kind of the point, isn’t it? They are an imported underclass of servants, chosen to return this recalcitrant country of ours to the ways of the old world.

    This works especially well in places like Palo Alto, where I’m sure they’ll all thank their patrons for the new fifteen bucks an hour.

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  41. Regarding the Vietnamese, they don’t trust banks. Knew a woman that owned a Nail shop and had a little over a million distributed within her extended family. They also tended to buy land back home. Keyword being home.

    They also have an attitude of why not game the gibsmedat system like the inferior ethnicities. If it’s not going to be them some black or Latin will happily take it.

    Welcome to tribal America.

    Read More
    • Replies: @Triumph104
    The documentary Lucky (2010) profiled a Vietnamese man who was one of the Nebraska meat packing lottery winners. He built homes for himself and each of his three adult children on their on cul de sac. His wife was put in charge of taking care of the grandchildren. He purchased gas stations and small apartment buildings in Nebraska for the kids to manage.

    "Back home" in Vietnam he built an apartment building for 70, I think, relatives. They greet him like a king when he visits.

    His behavior was quite refreshing compared to some of the screw-ups profiled in the film.
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  42. Jefferson says:
    @anon
    So many questions and thoughts....

    1) It would have been real interesting to see "white" broken up. I.E. white and white-Jewish. And what about Persians, Armenians etc.? Are they lumped into the "white" group?

    2) What exactly was the methodology used to obtain these results? I suspect they could be quite questionable.

    3) Who knows how much money some of these groups have that is made - and kept - under the table? Home invasions for instance, began as an Asian phenomenon because Vietnamese businesses kept all their money at home, off the books and away from the taxman.

    The one thing that does ring plausible is blacks having no money for their retirements. I have seen the way they blow their paychecks and the garbage they spend it on. That is a feature of poor impulse controls and no ability for delayed gratification.

    “The one thing that does ring plausible is blacks having no money for their retirements.”

    Mexicans having no money for their retirement is plausible as well. Mexicans don’t exactly have the cheap frugal spending habits of Jews and the Scottish.

    That is why you can have 20 Mexicans living under one roof all with jobs, dividing the rent anong them and they are still living paycheck to paycheck.

    ” It would have been real interesting to see “white” broken up. I.E. white and white-Jewish. And what about Persians, Armenians etc.? Are they lumped into the “white” group?”

    They are all lumped into the White category. At least Jews, Persians, and Armenians are pure Caucasoids unlike the vast majority of Mexicans who have Triracial family trees.

    Read More
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  43. Anonymous says: • Disclaimer
    @anon
    Thank you for the hardy laugh with your unintentionally hilarious post.

    I laughed too. I’m still not sure if he was serious or not, but it doesn’t matter because it was funny either way, which makes it even MORE funny.

    Read More
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  44. jon says:
    @Anonymous
    Maybe if Latinos had more opportunity and were not subject to white privilege they wood be doing better

    Let us not forget the wounds inflicted by the culture of "white privilege" in America, Power in America is wielded by whites, mainly white men. And they do whatever it takes to keep it.

    Those who benefit most from this form of racism shout loudest for the "others" to pull themselves up by their boot straps. Their focus obscures the absence of boots and straps. These are people like Ted Cruz and Scott Walker, GOP presidential candidates. Success for either would cause a decline in the middle class. A decline much worse than the recent financial crises from which Obama rescued the U.S. economy.

    A study by the Justice Department unearthed the cancerous racism that white privilege has created in Ferguson. The results of that study portend worse outcomes for all of us than black leaders speaking for the voiceless. The unhappy truth is that Ferguson is not an isolated case. White transgression, especially if it is against minorities, is expected to be excused, forgiven and instantly forgotten

    Whenever I come across a post like Coo’s above that seems a bit too detailed for a blog comment and also almost, but somehow not quite, on topic — it has dated references to two GOP candidates that have already dropped out (Walker and Cruz) and a reference to an incident that is both dated and doesn’t involve Hispanics in any meaningful way (Ferguson) — I like to do a quick web search to see if it is merely lifted from some other site.

    And lo and behold, the expanded version of this comment comes from a guest column in the Tuscaloosa News by one Oscar Tucker way back in March of 2015: http://www.tuscaloosanews.com/article/20150321/NEWS/150329976

    Read More
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  45. PS those Nail salon owners don’t pay their fair share.

    Read More
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  46. Lot says:

    These statistics show the rather impressive degree that Southern California has expelled its low-end black population.

    50% of black households in Southern California have more than $200 in their bank account and $30,000 in assets. 37.9% of black SoCal households even have IRAs! I can assure you that is not the case in most of the rest of the USA. Importantly, IRAs are not set up by employers, they are something people with strong future time orientation and sufficient intelligence to set them up and fund them do on their own.

    A majority of Mexican households here do not have a single member with a bank account.

    They still largely work, pay rent, etc so have to store at home and sometimes carry around lots of cash. This means they are much better robbery and burglary targets than whites and asians, who do not carry around much cash since they have credit and debit cards. And of course they are physically smaller and less likely to own a gun and less likely to call the police, both because of immigration issues and because many have outstanding warrants, most often for petty offenses.

    Read More
    • Replies: @Jefferson
    "A majority of Mexican households here do not have a single member with a bank account."

    Here in San Francisco Hispanics make up only 15 percent of the population, but they make up 95 percent of San Franciscans who cash their checks at cash checking stores instead of banks, lol.

    Seriously go to any cash checking store here and you will overwhelmingly see Latin American looking phenotypes and overwhelmingly hear Spanish being spoken.

    "They still largely work, pay rent, etc so have to store at home and sometimes carry around lots of cash. This means they are much better robbery and burglary targets than whites and asians,"

    Here in The Bay Area it is a lot more common for Blacks to rob Asians at gunpoint rather than Hispanics.

    A lot of Hispanic men in The Bay Area are bad ass alpha males, especially the ones with lots of tattoos because of the gang culture here. They are the ones who riot when The Giants win the World Series.

    Asians in The Bay Area are easier targets for robbery, especially since a lot of Han Chinese here are older than The 10 Commandments. The Bay Area attracts a lot dirt old as hell Han Chinamen.

    Dindu Nuffins here love committing arm robbery against old Chinos.

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  47. Lot says:
    @anon
    So many questions and thoughts....

    1) It would have been real interesting to see "white" broken up. I.E. white and white-Jewish. And what about Persians, Armenians etc.? Are they lumped into the "white" group?

    2) What exactly was the methodology used to obtain these results? I suspect they could be quite questionable.

    3) Who knows how much money some of these groups have that is made - and kept - under the table? Home invasions for instance, began as an Asian phenomenon because Vietnamese businesses kept all their money at home, off the books and away from the taxman.

    The one thing that does ring plausible is blacks having no money for their retirements. I have seen the way they blow their paychecks and the garbage they spend it on. That is a feature of poor impulse controls and no ability for delayed gratification.

    I.E. white and white-Jewish

    IE? Inland Empire? If you mean Indo-European, American Jews are all indo-european, while white christian Basque-Americans are not, so you probably want to say European Christian.

    Off the top of my head, I’d saw non-immigrant Ashkenazi Jewish households in Southern California probably have about three times the general white level of wealth, so about $300,000 liquid assets and $1.0 million total assets (as estimates of the median, average will be distorted by the super-rich). The vast majority of such families own homes in good neighborhoods, which in the Los Angeles area means $700,000 and up.

    A personal observation is that upwardly mobile Jewish families, when they want to move up houses, often keep their first house or condo rather than selling it. So a great many will have something like a $600,000 or $700,000 “starter house” and a $1.5 million primary residence, and mortgage debt on remaining on them depending on their age. Their kid (most often just one) gets the house once they are done with college.

    Iranian Jews are probably similar but with higher household size since kids live with their parents until marriage and often afterward. Jewish immigrants from Russia and Ukraine are often poor.

    The native white Jew/native white gentile income gap is much smaller than the wealth gap, maybe only 30%. But Jews save more, invest better, and due to small family size inherit more.

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    • Replies: @SPMoore8
    I.E. is simply i. e. (id est) on steroids.
    , @Flip
    The Semitic languages are not Indo-European.
    , @anon
    I didn't mean anything by I.E. I guess I should have used etc.
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  48. Jefferson says:
    @Lot
    These statistics show the rather impressive degree that Southern California has expelled its low-end black population.

    50% of black households in Southern California have more than $200 in their bank account and $30,000 in assets. 37.9% of black SoCal households even have IRAs! I can assure you that is not the case in most of the rest of the USA. Importantly, IRAs are not set up by employers, they are something people with strong future time orientation and sufficient intelligence to set them up and fund them do on their own.

    A majority of Mexican households here do not have a single member with a bank account.

    They still largely work, pay rent, etc so have to store at home and sometimes carry around lots of cash. This means they are much better robbery and burglary targets than whites and asians, who do not carry around much cash since they have credit and debit cards. And of course they are physically smaller and less likely to own a gun and less likely to call the police, both because of immigration issues and because many have outstanding warrants, most often for petty offenses.

    “A majority of Mexican households here do not have a single member with a bank account.”

    Here in San Francisco Hispanics make up only 15 percent of the population, but they make up 95 percent of San Franciscans who cash their checks at cash checking stores instead of banks, lol.

    Seriously go to any cash checking store here and you will overwhelmingly see Latin American looking phenotypes and overwhelmingly hear Spanish being spoken.

    “They still largely work, pay rent, etc so have to store at home and sometimes carry around lots of cash. This means they are much better robbery and burglary targets than whites and asians,”

    Here in The Bay Area it is a lot more common for Blacks to rob Asians at gunpoint rather than Hispanics.

    A lot of Hispanic men in The Bay Area are bad ass alpha males, especially the ones with lots of tattoos because of the gang culture here. They are the ones who riot when The Giants win the World Series.

    Asians in The Bay Area are easier targets for robbery, especially since a lot of Han Chinese here are older than The 10 Commandments. The Bay Area attracts a lot dirt old as hell Han Chinamen.

    Dindu Nuffins here love committing arm robbery against old Chinos.

    Read More
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  49. SPMoore8 says:
    @Lot

    I.E. white and white-Jewish
     
    IE? Inland Empire? If you mean Indo-European, American Jews are all indo-european, while white christian Basque-Americans are not, so you probably want to say European Christian.

    Off the top of my head, I'd saw non-immigrant Ashkenazi Jewish households in Southern California probably have about three times the general white level of wealth, so about $300,000 liquid assets and $1.0 million total assets (as estimates of the median, average will be distorted by the super-rich). The vast majority of such families own homes in good neighborhoods, which in the Los Angeles area means $700,000 and up.

    A personal observation is that upwardly mobile Jewish families, when they want to move up houses, often keep their first house or condo rather than selling it. So a great many will have something like a $600,000 or $700,000 "starter house" and a $1.5 million primary residence, and mortgage debt on remaining on them depending on their age. Their kid (most often just one) gets the house once they are done with college.

    Iranian Jews are probably similar but with higher household size since kids live with their parents until marriage and often afterward. Jewish immigrants from Russia and Ukraine are often poor.

    The native white Jew/native white gentile income gap is much smaller than the wealth gap, maybe only 30%. But Jews save more, invest better, and due to small family size inherit more.

    I.E. is simply i. e. (id est) on steroids.

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  50. anonymous says: • Disclaimer

    “I laughed too. I’m still not sure if he was serious or not, but it doesn’t matter because it was funny either way, which makes it even MORE funny.”

    Perhaps he accidentally posted the college admittance essay he’s working on? Such work takes time.

    “…The unhappy truth is that Ferguson is not an isolated case. …”

    So true, so true.

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  51. @Jefferson
    "Koreans under-performing Filipinos,"

    I live in The Bay Area which has a large Filipino population. You will be surprised at how many Filipinos have high paying government jobs.

    When it comes to yearly average household income, Filipinos in The U.S punch well above their weight when you factor in that they tend to be a low IQ ethnic group.

    Fluency in English goes a long way. Some can handle Spanish as well.

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  52. Anonymous says: • Disclaimer

    L.A. is steadily dropping off the national radar due to mass immigration not at all vibrant.

    Only Hollywood keeps L.A. metro from sinking out of sight. Otoh Miami has no Tinseltown and today has literally disengaged from the rest of America.

    In Texas: Houston, Dallas are dropping off the national radar … but Austin is rising in national prominence.

    Whiter metros are dynamic and interesting. Non-white metros are not and no amount of Jews changes the situation.

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    • Replies: @Jack Hanson
    Very true. I've been looking at a lot of 80s aesthetics recently (shut up) and I've noticed how prominently California features in the overall vibe in the national culture at the time. It's all sun, blondes in bikinis, neon, beaches, and palm trees.

    Now? It's basically portrayed as NYC with better weather. No thanks.
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  53. Anonymous says: • Disclaimer

    Of course, for any society, capital formation/savings/fixed investment etc, and the very closely related phenomenon of per capita income are the fundamental distinguishes between whether the state is lovely chocolate box whiteopia such as Switzerland – or a the world’s biggest outdoor cess-pit such as Bangladesh. The difference between chicken salad and chicken shit, as one Californian wag put it.

    These appalling statistics – contra to the crap that The Economist peddles – seem to indicate that third world populations still act as third world populations once given first world opportunities.
    What this presages for the future is obvious.

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  54. Pericles says:
    @Jefferson
    We are always being told we are importing Mexicans to help pay for our social security. Mexicans better start figuring out whom they will import to pay for their social security. They sure aren’t going to be able tor rely upon their savings."

    The pro-open borders crowd will say we can import more Guatemalans, Hondurans, El Salvadorians, etc to help pay for the social security of Mexicans when they become senior citizens.

    Welcome to our country, new citizens. You are here to pay for our pensions and replace us. When you grow old, others from elsewhere in the world will in turn be imported to pay your pensions and replace you. (Unless you should politically act to stop this. But we hope you don’t.)

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  55. Twinkie says:
    @J-man
    Koreans under-performing Filipinos, Viets, African Blacks and "Other" Latins?

    Koreans under-performing Filipinos, Viets, African Blacks and “Other” Latins?

    There are some factors to keep in mind when looking at this set of data:

    1. Population sizes are wildly different. For example, Mexicans are a whopping 32% of the L.A. MSA. Koreans are only 1%. I have not looked at the data in detail, but I suspect sampling accuracy is probably highly variable depending on population size.

    2. Immigration (self-) selectivity also varies significantly. For example, immigrants from India tend to be highly selected for professional qualifications. Immigrants from Mexico are not. Korean immigrants of the past were more like Indian immigrants – mostly professionals and entrepreneurs. Today, South Korea is a first world country with one of the best “Human Development” indices (consistently top 20) in the world. Aside from academic immigrants, the bulk of the declining number of Korean immigrants are probably not the “best of the lot.” Highly qualified Koreans tend to stay put – there is little if any benefit for them to move to the United States.

    3. The data are for the L.A. MSA only. With small populations such as Koreans, their stats will very wildly depending on geographic locations. My suspicion is that the L.A. probably contains a disproportionately high percentage of economically underperforming Korean population (e.g. seniors, “fresh off the boat,” etc.). I would bet that an economically more dynamic area, say, north of Dallas (Plano-Frisco) or Northern Virginia (Fairfax) has a much greater concentration of successful Koreans.

    4. The national economic numbers of the various ethnic groups are probably very different. For example, the Manhattan Institute has been studying major immigrants groups and their assimilation rates for many years now. Its assimilation index has three components: economic, cultural, and civic. The economic portion is described by the study as follows:

    Economic assimilation describes the extent to which immigrants, or groups of immigrants, make productive contributions to society indistinguishable in aggregate from the contributions of the native-born. Economic assimilation is low when immigrants cluster at certain points on the economic ladder—most notably, the low-skilled rungs—and high when their distribution on the economic ladder matches that of native-born Americans.

    According to its 2013 report, the economic assimilation indices for some of the immigrant groups under discussion are as follow for the year 2011 (100 = perfect assimilation)

    Chinese: 90
    Filipinos: 100
    Indians: 97
    Japanese: 100
    Koreans: 100
    Mexicans: 65

    Mexicans not only perform extremely poorly compared to Asian immigrants, but they also lag at or near the bottom among Hispanic immigrants. And given their very low upward mobility through the generations (they have extremely high dropout rates from colleges, for example), it’s not a surprise that their generational wealth transfer is likely extremely low.

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    • Replies: @Jefferson
    "Mexicans not only perform extremely poorly compared to Asian immigrants, but they also lag at or near the bottom among Hispanic immigrants."

    In The U.S, Mexicans on average lag behind South American immigrants like Brazilians, Venezuelans, and Colombians when it comes to median household income.

    To say that The U.S gets Mexico's bottom of the barrel peasants is an underestimate.

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  56. Anonymous says: • Disclaimer

    Aren’t most of the Latinos (and Asians) recent immigrants? If anything, this shows how well Asians do in just one generation. I really doubt most people – not just latinos – in Los Angeles have ancestors that arrived at least 3 generations ago.

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  57. Flip says:
    @Lot

    I.E. white and white-Jewish
     
    IE? Inland Empire? If you mean Indo-European, American Jews are all indo-european, while white christian Basque-Americans are not, so you probably want to say European Christian.

    Off the top of my head, I'd saw non-immigrant Ashkenazi Jewish households in Southern California probably have about three times the general white level of wealth, so about $300,000 liquid assets and $1.0 million total assets (as estimates of the median, average will be distorted by the super-rich). The vast majority of such families own homes in good neighborhoods, which in the Los Angeles area means $700,000 and up.

    A personal observation is that upwardly mobile Jewish families, when they want to move up houses, often keep their first house or condo rather than selling it. So a great many will have something like a $600,000 or $700,000 "starter house" and a $1.5 million primary residence, and mortgage debt on remaining on them depending on their age. Their kid (most often just one) gets the house once they are done with college.

    Iranian Jews are probably similar but with higher household size since kids live with their parents until marriage and often afterward. Jewish immigrants from Russia and Ukraine are often poor.

    The native white Jew/native white gentile income gap is much smaller than the wealth gap, maybe only 30%. But Jews save more, invest better, and due to small family size inherit more.

    The Semitic languages are not Indo-European.

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  58. anon says: • Disclaimer
    @Jefferson
    Even George Lopez can tell you Mexicans are not prospering in Southern California. He said even though he is wealthy, he still gets mistaken for a lower class blue collar guy because not many affluent white collar Los Angelenos racially look like him. He used an example of when he was taking a walk in his upper class neighborhood and one of his White Gringo neighbors who just recently moved into the area, approached him and asked him if he paints houses and how much does he charge.

    He should have felt honored that someone took him for an honest worker.

    An honest worker sells his skill for a reasonable market rate. This implies both self respect and knowing about one’s worth in the more general scheme of things i.e. being worldly.

    Mastering a skill demonstrates that an individual has placed themselves in a subordinate position with respect to tradition and the Laws of Nature; has overcome their childish self-centeredness and allowed themselves to be influenced and guided by the way the world is and the way more experienced people have learned to do the world.

    To have been regarded as such is to have been respected at the most fundamental level.

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  59. Arclight says:

    That our immigration policy is growing the American underclass is a feature, not a bug for the left. They get to rub the rest of the country’s noses in “diversity” and expand their political client base at the same time. Unmentioned is that white liberal elites still expect to remain in charge of their political coalition even as it is increasingly dependent on turnout of non-whites.

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    • Replies: @anon
    "..white liberal elites still expect to remain in charge of their political coalition even as it is increasingly dependent on turnout of non-whites."

    They are in for the shock of their lives someday. They are the racial equivalents of Lenin's capitalist "useful idiots" who would sell the commies the rope that will be used to hang them.
    , @SWVirginian
    'Unmentioned is that white liberal elites still expect to remain in charge of their political coalition even as it is increasingly dependent on turnout of non-whites.'

    They are destined to be disappointed then.

    In the late 80′s a young Dem Congressman in TX (Bell?) was getting established in a CD w/ a fair amount of non-white mostly AA voters. He had a great voting record on the things that were important to these non-white voters. After redistricting, his CD went majority minority – a fairly new trend then. Initial response was that he will be in Congress for at least another 10 years and his elections will be a cake-walk.

    Then the powers that be in the AA community asked: If this is a minority majority district, why is this white guy our Congressman? Sure enough, in spite of his good voting record, he was primaried next election and replaced by an AA candidate. No idea where he went then but I never heard about him again.

    Who do you think will be replacing Sens Boxer and Feinstein in CA? Not 2 more white women for sure!
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  60. Merema says:

    Wow, African Blacks not doing too badly for themselves…..

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  61. @rod1963
    He has a point. You really want to import a bunch of Brahmins that are as racist as can be and view their own people as dirt, let alone what they think of foreigners?

    Look the first thing they do here once they get into management is import more Brahmins, whites get frozen out. Make no mistake they can and will out compete whites plus they have tribalism and nepotism on their side. Whites will soon find themselves locked out of various fields given enough time.

    At least we have some commonality with Hispanics in terms of values and culture, none with a hereditary ruling/priesthood caste.
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  62. Bleuteaux says:
    @rod1963
    He has a point. You really want to import a bunch of Brahmins that are as racist as can be and view their own people as dirt, let alone what they think of foreigners?

    Look the first thing they do here once they get into management is import more Brahmins, whites get frozen out. Make no mistake they can and will out compete whites plus they have tribalism and nepotism on their side. Whites will soon find themselves locked out of various fields given enough time.

    At least we have some commonality with Hispanics in terms of values and culture, none with a hereditary ruling/priesthood caste.

    “Look the first thing they do here once they get into management is import more Brahmins, whites get frozen out.”

    This cannot be understated. It is completely brazen and no one can say a word about it. I also find that explaining this to people unfamiliar with Corporate America is impossible, they can’t believe it is true.

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    • Agree: Nico
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  63. @Anonymous
    L.A. is steadily dropping off the national radar due to mass immigration not at all vibrant.

    Only Hollywood keeps L.A. metro from sinking out of sight. Otoh Miami has no Tinseltown and today has literally disengaged from the rest of America.

    In Texas: Houston, Dallas are dropping off the national radar ... but Austin is rising in national prominence.

    Whiter metros are dynamic and interesting. Non-white metros are not and no amount of Jews changes the situation.

    Very true. I’ve been looking at a lot of 80s aesthetics recently (shut up) and I’ve noticed how prominently California features in the overall vibe in the national culture at the time. It’s all sun, blondes in bikinis, neon, beaches, and palm trees.

    Now? It’s basically portrayed as NYC with better weather. No thanks.

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    • Replies: @Mr. Anon
    Yes, it seems that in the 70s and 80s, Southern California was mostly portrayed as a sunny paradise full of palm trees, bikini-clad blondes and cocktails on the veranda (with a few notable exceptions, like "Repo Man" and "To Live and Die in LA"), whereas New York was inariably shown as grimy, delapidated and dangerous.

    Now New York seems to feature prominently (and, often, favorably) in movies, and LA exists only get destroyed by aliens.
    , @Marina
    I watched The Wrecking Crew, which is about Californian session musicians, recently. I'm young (27) and had long wondered why pop culture described California Girls as the most beautiful girls in the world. The documentary has a montage of "I wish they all could be California girls..." playing over beach shots from the sixties and seventies. Holy crap. The girls were universally *stunning.*
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  64. Bleuteaux says:
    @Miguel
    On the other hand, would you rather live in Mexico or India? In one of these countries a quarter of the population doesn't have so much as a latrine, let alone a toilet. Importing upper caste Indians may help make their life better, but I'm not sure it does much for the rest of us.

    I don’t know why you would want to do something so cruel as deprive me of the opportunity to pay thousands more dollars in housing per year to educate the U.S. citizen children of the local Indians who are ethnically cleansing white collar jobs.

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  65. Vinay says:
    @rod1963
    He has a point. You really want to import a bunch of Brahmins that are as racist as can be and view their own people as dirt, let alone what they think of foreigners?

    Look the first thing they do here once they get into management is import more Brahmins, whites get frozen out. Make no mistake they can and will out compete whites plus they have tribalism and nepotism on their side. Whites will soon find themselves locked out of various fields given enough time.

    At least we have some commonality with Hispanics in terms of values and culture, none with a hereditary ruling/priesthood caste.

    “Make no mistake they can and will out compete whites plus they have tribalism and nepotism on their side”

    You know, for a bunch of people who supposedly believe in HBD, you put very little stock in it. You do realize that whites are not some isolated Amazonian tribe who’ve never had to compete with the outside world, right? That those clannish Scots and Irish still haven’t managed to take over England and “out compete” the English?

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    • Replies: @Yojimbo/Zatoichi
    What do you think the reason the Roman's built Hadrian's Wall for ca.150AD? To keep the Scots out of Roman Britain. And of course, Ireland wasn't unified for much of the Dark Ages, middle ages, etc til the English came in to take over the island. And of course there was that whole Potato Famine thing around 1845, and the English weren't about to allow too many Irish cross over the Irish Sea to work in London and compete for English factory jobs. Instead many Irish crossed the Ocean to NY; Boston; Phila; Chi.

    "You do realize that whites are not some isolated Amazonian tribe who’ve never had to compete with the outside world, right?"

    Wrong, if you're specifically referring to the US in general. Prior to say, about 1965, with a majority 90% white nation, the US didn't have to compete with the industrialized world very seriously since Western Europe hadn't quite dug itself out of rebuilding post-WW2.

    One can believe in the principles of HBD and yet also remain firmly committed to the idea of one's own nation-state.

    "We either have a country or we don't"---Donald Trump

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  66. @27 year old
    In 20 years my parents will have spent nearly all of their retirement fund, and my retirement fund will still be buried in the yard, so, whatever

    Most IRAs are designed to become depleted once the recipient reaches his/or mid-eighties, unless he/she decides beforehand to live a frugal, simple life–a rare occurrence in a country which encourages consumerism.

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  67. Sean C says:

    NAMs that are successful have huge financial drains from the rest of their family. I have had friends that have to support their parents and grandparents. In white families it is usually the opposite where parents and grandparents will financially help their children and pass on assets.

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  68. anonymous says: • Disclaimer

    “Mexicans not only perform extremely poorly compared to Asian immigrants, but they also lag at or near the bottom among Hispanic immigrants.”

    The majority of these Mexicans in California were originally indigenous Amerindian fieldhands. No literacy required. No need even to speak Spanish required. Central Valley, Grapes of Wrath, and all that.

    “California Farmers Short of Labor, and Patience”,
    Jennifer Media, March 29, 2014, New York TImes.

    “…he…is increasingly fed up with immigration laws that he says prevent him from fielding a steady, reliable work force.

    “What we have going on now is a farce — a waste of time and money,” said Mr. Herrin, a lifelong Republican who grew up in central California, adding that the country should be considering ways to bring workers in, not keep them out. “We need these people to get our food to market.”

    California is home to an estimated 2.5 million illegal immigrants, more than in any other state. Perhaps nowhere else captures the contradictions and complications of immigration policy better than California’s Central Valley, where nearly all farmworkers are immigrants, roughly half of them living here illegally, according to estimates from agricultural economists at the University of California, Davis.

    That reality is shaping the views of agriculture business owners here, like Mr. Herrin, who cannot recall ever voting for a Democrat. In dozens of interviews, farmers and owners of related businesses said that even the current system of tacitly using illegal labor was failing to sustain them. A work force that arrived in the 1990s is aging out of heavy labor…

    …the powerful Western Growers Association… says many of its members may withhold contributions from Republicans in congressional races because of the party’s stance against… immigration…

    …Potential workers, he said, are “scared to come, scared of Border Patrol and deportations and drug lords…”

    D*&^n! We’re all going to starve! I seem to recall the US Department of Ag secretary, Bob Berglund and the UC system announcing they were not going to support any research into ag automation or robotics that would change this situation, no sir. Radical activist lawyers, Chavez, and all that (although Chavez was against immigration, he wanted the goodies for those already in the fields). Bob Bergland, stated, “I will not put federal money into any project that reduces the need for farm labor.”

    This might be your problem right here:

    “…The region has relied on new arrivals to pick crops since the time of the Dust Bowl… ”

    Maybe you need to figure out how to build a system that is self-sustaining and not assume an endless supply of slaves exist that can replace those constantly worked to death.

    “…Today, many fieldworkers are indigenous people from southern Mexico who speak Mixtec and know little English or Spanish. …

    …an unusual congressional district: It is more than two-thirds Latino and is represented by a Republican, David Valadao. No other district represented by a Republican has more illegal immigrants. …

    …Joe Del Bosque grew up in the San Joaquin Valley after his parents came to California as children during the Mexican Revolution in the early part of the last century…

    …Now, there is a nearly universal recognition that the industry relies on immigrants who cross the border illegally.”

    Are we still paying for the Mexican Revolution?

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  69. anonymous says: • Disclaimer

    “…“I laughed too. I’m still not sure if he was serious or not, but it doesn’t matter because it was funny either way, which makes it even MORE funny.”…”

    and

    “…And lo and behold, the expanded version of this comment comes from a guest column in the Tuscaloosa News by one Oscar Tucker way back in March of 2015…”

    The article is flawed, however, in that it leaves off the conclusion. Clearly, having said all that, the white cancer must go! Whites are Pale Zombies Emanating Rays of Evil!! The only way to be absolutely sure is to nuke all Whites from Orbit!!! With Low Orbit Ion Cannon that fire high-velocity exclamation points!!!!

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  70. Ed says:

    The gap between African blacks & US blacks is stunning. While I agree a gap exists the gap indicated here points to a flaw in the data of some kind. The sample sizes must be small.

    Does anyone know which countries African immigrants in Southern California hail from? I remember reading there’s a sizable Ethopian community.

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    • Replies: @Triumph104
    I don't live in California but I am familiar with a public charter school for low-income kids located at UC San Diego. Most the black kids there are Ethiopian and Somali. The Olympian Meb Keflezighi is Eritrean, one of ten children, and a San Diegan.

    http://preuss.ucsd.edu/
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  71. Wally says: • Website
    @iSteveFan
    We are always being told we are importing Mexicans to help pay for our social security. Mexicans better start figuring out whom they will import to pay for their social security. They sure aren't going to be able tor rely upon their savings.

    We are always being told we are importing Mexicans to help pay for our social security.

    A complete myth that is just not possible.

    Most work under the table, pay very little taxes; but certainly use ‘social services’ in abundance.

    They are takers, not makers.

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  72. Mr. Anon says:

    “But in Greater Los Angeles, where the future already has happened, the median Mexican family has set aside $0.00 in liquid assets and $5,000 in nonliquid assets.”

    I find that somewhat hard to believe. Perhaps they just don’t report all the liquid assets they have.

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  73. Mr. Anon says:
    @Jack Hanson
    Very true. I've been looking at a lot of 80s aesthetics recently (shut up) and I've noticed how prominently California features in the overall vibe in the national culture at the time. It's all sun, blondes in bikinis, neon, beaches, and palm trees.

    Now? It's basically portrayed as NYC with better weather. No thanks.

    Yes, it seems that in the 70s and 80s, Southern California was mostly portrayed as a sunny paradise full of palm trees, bikini-clad blondes and cocktails on the veranda (with a few notable exceptions, like “Repo Man” and “To Live and Die in LA”), whereas New York was inariably shown as grimy, delapidated and dangerous.

    Now New York seems to feature prominently (and, often, favorably) in movies, and LA exists only get destroyed by aliens.

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  74. Mr. Anon says:
    @iSteveFan
    You are correct. Upper caste Indians should help develop India. By leaving they are confining hundreds of millions to more misery.

    “Upper caste Indians should help develop India. By leaving they are confining hundreds of millions to more misery.”

    A lot of them have no more loyalty to lower caste Indians than they have to us. What’s the Hindi term for “Noblesse Oblige”? Is there one?

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  75. notsaying says:
    @anony-mouse
    I'm a little confused.

    Nearly half of Americans would have trouble finding $400 to pay for an emergency. Even though they have tens of thousands in liquid assets.

    http://www.unz.com/isteve/career-advice-from-neal-gabler-dont-be-a-nonfiction-writer/

    Hmm....

    The economic situation for so many Americans — including many whites — is shaky.

    Where’s the discussion about what we are going to do about this?

    Where’s the discussions about what we can do to import less poverty by changing our legal immigration laws?

    There’s no plan, there’s no acknowledgement of the implications of all this to Americans in the short-term, medium-term or long-term.

    I don’t understand how America will be able function in the future or remain a First World country and that’s a fact.

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    • Replies: @Captain Tripps

    The economic situation for so many Americans — including many whites — is shaky.
     
    True, but that is just a reversion to the historic norm. Prior to WWII, that was still the case in US and European history (see the Great Depression, the "Long Depression" of 1873-1896, etc.). The post-war boom distorted this reality.

    Most people are financially vulnerable to sudden shocks to the economy. This is one of the trade-offs of moving from a primarily agrarian economy to an industrial economy. Old agrarian systems prior to industrialization were subject to Malthusian traps and all the bad from that, famine, disease outbreaks, etc. Industrial society, with higher degrees of skill specialization are subject to boom/bust business economic cycles. Technology improvements in agriculture in the 18th/19th century (in the West at least), helped lessen the impact of bad economic cycles (Europe and the US did not suffer great famines as in the past) but the impact was still pretty bad for the average worker. Now that we are in the "knowledge economy", most people who aren't in a high-tech skill job are just as vulnerable to downturns as factory workers in the past.

    I think the TED talkers who wax about a "post-scarcity" world are deluding themselves.
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  76. I.W. says:
    @carol
    Mexicans send their money back to Mexico, yes?

    Yes.

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  77. Stan says:

    The Mexican elite is dumping its population of undesirables into the US. Americans who thought their wealth would insulate from the dangers of diversity have a surprise from Julian Castro.

    Obama’s last act is to force suburbs to be less white and less wealthy

    Hillary’s rumored running mate, Housing Secretary Julian Castro, is cooking up a scheme to reallocate funding for Section 8 housing to punish suburbs for being too white and too wealthy.

    The scheme involves super-sizing vouchers to help urban poor afford higher rents in pricey areas, such as Westchester County, while assigning them government real-estate agents called “mobility counselors” to secure housing in the exurbs.

    Castro plans to launch the Section 8 reboot this fall, even though a similar program tested a few years ago in Dallas has been blamed for shifting violent crime to affluent neighborhoods.

    It’s all part of a grand scheme to forcibly desegregate inner cities and integrate the outer suburbs.

    Anticipating NIMBY resistance, Castro last month threatened to sue suburban landlords for discrimination if they refuse even Section 8 tenants with criminal records. And last year, he implemented a powerful new regulation — “Affirmatively Furthering Fair Housing” — that pressures all suburban counties taking federal grant money to change local zoning laws to build more low-income housing (landlords of such properties are required to accept Section 8 vouchers).

    Castro is expected to finalize the new regulation, known as “Small-Area Fair Market Rents” (SAFMR), this October, in the last days of the Obama presidency.

    http://nypost.com/2016/05/08/obamas-last-act-is-to-force-suburbs-to-be-less-white-and-less-wealthy/

    Read More
    • Replies: @Seth Largo

    The document argues that larger vouchers will allow poor urban families to “move into areas that potentially have better access to jobs, transportation, services and educational opportunities.”
     
    Yes. Moving inner-city blacks from L.A. to Adelanto opens up access to all those things.
    , @Eric Novak
    A pilot program for supervouchers has already been tried and failed in Chicago, where the vetted elites of the Sec. 8 program, administered by the Chicago Housing Authority, were living in $4000/mo. high rises, courtesy of the taxpayer. Criticism that the costly program was excluding qualified families in order to integrate low-income Blacks in elite neighborhoods killed the program. Gunfire and murder in a high rise excercise room didn't generate support from the city's magnanimous, progressive class of professionals. The same outcome awaits Castro's plan, but success is not the objective for the outgoing Obama administration.
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  78. @Joe Stalin
    I've noticed that when people send money to pay for their medical bills, that many times it would be in the form of postal money orders or MO from currency exchanges. It is my guess that those doing this are ILLEGAL ALIENS because a US citizen would just get a checking account and avoid the expense.

    It has nothing to do with being illegal. Blacks and people over 35 are more likely to be unbanked/underbanked than Hispanics.

    https://www.americanprogress.org/issues/economy/report/2014/10/30/99967/millions-of-americans-are-outside-the-financial-system/

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  79. @Mayor of Space
    Regarding the Vietnamese, they don't trust banks. Knew a woman that owned a Nail shop and had a little over a million distributed within her extended family. They also tended to buy land back home. Keyword being home.

    They also have an attitude of why not game the gibsmedat system like the inferior ethnicities. If it's not going to be them some black or Latin will happily take it.

    Welcome to tribal America.

    The documentary Lucky (2010) profiled a Vietnamese man who was one of the Nebraska meat packing lottery winners. He built homes for himself and each of his three adult children on their on cul de sac. His wife was put in charge of taking care of the grandchildren. He purchased gas stations and small apartment buildings in Nebraska for the kids to manage.

    “Back home” in Vietnam he built an apartment building for 70, I think, relatives. They greet him like a king when he visits.

    His behavior was quite refreshing compared to some of the screw-ups profiled in the film.

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  80. @Ed
    The gap between African blacks & US blacks is stunning. While I agree a gap exists the gap indicated here points to a flaw in the data of some kind. The sample sizes must be small.

    Does anyone know which countries African immigrants in Southern California hail from? I remember reading there's a sizable Ethopian community.

    I don’t live in California but I am familiar with a public charter school for low-income kids located at UC San Diego. Most the black kids there are Ethiopian and Somali. The Olympian Meb Keflezighi is Eritrean, one of ten children, and a San Diegan.

    http://preuss.ucsd.edu/

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  81. @Vinay
    "Make no mistake they can and will out compete whites plus they have tribalism and nepotism on their side"

    You know, for a bunch of people who supposedly believe in HBD, you put very little stock in it. You do realize that whites are not some isolated Amazonian tribe who've never had to compete with the outside world, right? That those clannish Scots and Irish still haven't managed to take over England and "out compete" the English?

    What do you think the reason the Roman’s built Hadrian’s Wall for ca.150AD? To keep the Scots out of Roman Britain. And of course, Ireland wasn’t unified for much of the Dark Ages, middle ages, etc til the English came in to take over the island. And of course there was that whole Potato Famine thing around 1845, and the English weren’t about to allow too many Irish cross over the Irish Sea to work in London and compete for English factory jobs. Instead many Irish crossed the Ocean to NY; Boston; Phila; Chi.

    “You do realize that whites are not some isolated Amazonian tribe who’ve never had to compete with the outside world, right?”

    Wrong, if you’re specifically referring to the US in general. Prior to say, about 1965, with a majority 90% white nation, the US didn’t have to compete with the industrialized world very seriously since Western Europe hadn’t quite dug itself out of rebuilding post-WW2.

    One can believe in the principles of HBD and yet also remain firmly committed to the idea of one’s own nation-state.

    “We either have a country or we don’t”—Donald Trump

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  82. From the report:

    Racial and ethnic identity for this report is based on self-identification of the family respondent best qualified to discuss family financial matters.

    Do second- and third-generation Mexican immigrants identify as “Mexican” or as (possibly Hispanic) “White”? If the former, then the figures for their wealth are truly desperate.

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  83. @carol
    Mexicans send their money back to Mexico, yes?

    Indeed they do. I’m left wondering about African Blacks though. It takes a little more moxie to get from Lagos, Nigeria to LA than Michoacán to LA, so earning or scammimg skills may be greater with African Blacks than with Mestizos and Indios. But even that leaves me puzzled as to comparative “family values” as expressed by remittances to the homeland.

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  84. “I’ve noticed that when people send money to pay for their medical bills, that many times it would be in the form of postal money orders or MO from currency exchanges. It is my guess that those doing this are ILLEGAL ALIENS because a US citizen would just get a checking account and avoid the expense.

    “It has nothing to do with being illegal. Blacks and people over 35 are more likely to be unbanked/underbanked than Hispanics.

    I don’t buy that, especially when so many of the names are Hispanics. Blacks like Rev. Wright (I’ve seen his personal check!) most certainly DO have bank accounts. Really, how much intelligence does it take to realize that maintaining a nominal amount of money in a bank to mitigate fees is a win-win? That a bank account allows one to pay credit card bills online? Very few employed people, when given the chance for direct deposit into a bank account, will turn it down. On the other hand, I once found somebody’s $1239 pay check on the sidewalk. It was made out to a Hispanic.

    Read More
    • Replies: @Triumph104

    how much intelligence does it take
     
    It takes intelligence to know that you don't compare a learned community leader and upper-income individual like Rev. Wright to the average black person. Hispanics use money orders because they don't want people like you to have access to their checking account information.
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  85. anon says: • Disclaimer
    @Lot

    I.E. white and white-Jewish
     
    IE? Inland Empire? If you mean Indo-European, American Jews are all indo-european, while white christian Basque-Americans are not, so you probably want to say European Christian.

    Off the top of my head, I'd saw non-immigrant Ashkenazi Jewish households in Southern California probably have about three times the general white level of wealth, so about $300,000 liquid assets and $1.0 million total assets (as estimates of the median, average will be distorted by the super-rich). The vast majority of such families own homes in good neighborhoods, which in the Los Angeles area means $700,000 and up.

    A personal observation is that upwardly mobile Jewish families, when they want to move up houses, often keep their first house or condo rather than selling it. So a great many will have something like a $600,000 or $700,000 "starter house" and a $1.5 million primary residence, and mortgage debt on remaining on them depending on their age. Their kid (most often just one) gets the house once they are done with college.

    Iranian Jews are probably similar but with higher household size since kids live with their parents until marriage and often afterward. Jewish immigrants from Russia and Ukraine are often poor.

    The native white Jew/native white gentile income gap is much smaller than the wealth gap, maybe only 30%. But Jews save more, invest better, and due to small family size inherit more.

    I didn’t mean anything by I.E. I guess I should have used etc.

    Read More
    • Replies: @SPMoore8
    I didn’t mean anything by I.E. I guess I should have used etc. Oh, man, don't turn into a cuck-ie-user! You meant, "in other words" (i.e.) you did not mean "and so on" (etc.)

    Let's not be intimidated from using ordinary Latinisms in our speech e.g., "ignoramuses" ("ignorami" sounds like "origami" and also pretentious) which has been perfectly valid English for centuries. English is, after all, the second most widely spoken language in our common family, i.e., IE!
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  86. anon says: • Disclaimer
    @Arclight
    That our immigration policy is growing the American underclass is a feature, not a bug for the left. They get to rub the rest of the country's noses in "diversity" and expand their political client base at the same time. Unmentioned is that white liberal elites still expect to remain in charge of their political coalition even as it is increasingly dependent on turnout of non-whites.

    “..white liberal elites still expect to remain in charge of their political coalition even as it is increasingly dependent on turnout of non-whites.”

    They are in for the shock of their lives someday. They are the racial equivalents of Lenin’s capitalist “useful idiots” who would sell the commies the rope that will be used to hang them.

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  87. AP says:

    Does this study take into account the % of new immigrants within each group? Someone who walked across the border 2 or 5 years ago is less likely to own a house.

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  88. Michelle says:
    @carol
    Mexicans send their money back to Mexico, yes?

    I used to have a co-worker whose family immigrated from Mexico. She told me that her father used to tell her that since they were illegal, he refused to take 1 penny in any kind of aid, and that he expected them all to be self sufficient. She eventually became a citizen. When she would travel back to visit family in Mexico, she told me that she would literally give them the clothes off her back. “I kiss the ground every time I come back to the United States” she told me. She died of cancer and I really miss her.

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  89. poolside says:
    @Jenner Ickham Errican
    Sorta related: NYT article about Magic Dirt in Texas.

    Of course, there are always wreckers spoiling the earthy good vibes:

    It is this fear, anger and sometimes paranoia that lurks beneath the surface of Texas politics and that underlies the expansion of gun rights, the reflexive antagonism toward Washington (…) But Texas is not under attack. It is merely changing as America changes with it. It is a majority-minority state that has become increasingly diverse and nonwhite (…) and the tension between what Texas is and what it was has come to define the state.
     

    Re: Texas changing …

    My daughter is a fourth-generation native Texan who graduated from a suburban Texas high school that is majority Asian-Indian.

    When she arrived at college, she was shocked to realize that she was clueless in cultural knowledge that mattered a great deal to her new peers, such as how to two-step, why football is important and when deer hunting season begins.

    I felt like I had failed as a father.

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  90. @notsaying
    The economic situation for so many Americans -- including many whites -- is shaky.

    Where's the discussion about what we are going to do about this?

    Where's the discussions about what we can do to import less poverty by changing our legal immigration laws?

    There's no plan, there's no acknowledgement of the implications of all this to Americans in the short-term, medium-term or long-term.


    I don't understand how America will be able function in the future or remain a First World country and that's a fact.

    The economic situation for so many Americans — including many whites — is shaky.

    True, but that is just a reversion to the historic norm. Prior to WWII, that was still the case in US and European history (see the Great Depression, the “Long Depression” of 1873-1896, etc.). The post-war boom distorted this reality.

    Most people are financially vulnerable to sudden shocks to the economy. This is one of the trade-offs of moving from a primarily agrarian economy to an industrial economy. Old agrarian systems prior to industrialization were subject to Malthusian traps and all the bad from that, famine, disease outbreaks, etc. Industrial society, with higher degrees of skill specialization are subject to boom/bust business economic cycles. Technology improvements in agriculture in the 18th/19th century (in the West at least), helped lessen the impact of bad economic cycles (Europe and the US did not suffer great famines as in the past) but the impact was still pretty bad for the average worker. Now that we are in the “knowledge economy”, most people who aren’t in a high-tech skill job are just as vulnerable to downturns as factory workers in the past.

    I think the TED talkers who wax about a “post-scarcity” world are deluding themselves.

    Read More
    • Replies: @SPMoore8
    Except that you can be sure that, whatever happens to the economy, TED talkers will never run out of things to say.

    Meanwhile, my favorite TED talk of all time:

    https://www.youtube.com/watch?v=DkGMY63FF3Q
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  91. @Joe Stalin
    "I've noticed that when people send money to pay for their medical bills, that many times it would be in the form of postal money orders or MO from currency exchanges. It is my guess that those doing this are ILLEGAL ALIENS because a US citizen would just get a checking account and avoid the expense.

    "It has nothing to do with being illegal. Blacks and people over 35 are more likely to be unbanked/underbanked than Hispanics.

    I don't buy that, especially when so many of the names are Hispanics. Blacks like Rev. Wright (I've seen his personal check!) most certainly DO have bank accounts. Really, how much intelligence does it take to realize that maintaining a nominal amount of money in a bank to mitigate fees is a win-win? That a bank account allows one to pay credit card bills online? Very few employed people, when given the chance for direct deposit into a bank account, will turn it down. On the other hand, I once found somebody's $1239 pay check on the sidewalk. It was made out to a Hispanic.

    how much intelligence does it take

    It takes intelligence to know that you don’t compare a learned community leader and upper-income individual like Rev. Wright to the average black person. Hispanics use money orders because they don’t want people like you to have access to their checking account information.

    Read More
    • Replies: @Ivy
    Low checking account and bank usage by Hispanics and other newly arrived groups reflects two trends:
    1. Concern about tracking by agencies such as La Migra
    2. Overdraft fees ($28-34 or more per check), which will quickly drain accounts that have irregular activity like deposits and balancing.

    Note that the informal economy avoids paper trails, and that deposits often would be from cash businesses.
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  92. Marina says:
    @Jack Hanson
    Very true. I've been looking at a lot of 80s aesthetics recently (shut up) and I've noticed how prominently California features in the overall vibe in the national culture at the time. It's all sun, blondes in bikinis, neon, beaches, and palm trees.

    Now? It's basically portrayed as NYC with better weather. No thanks.

    I watched The Wrecking Crew, which is about Californian session musicians, recently. I’m young (27) and had long wondered why pop culture described California Girls as the most beautiful girls in the world. The documentary has a montage of “I wish they all could be California girls…” playing over beach shots from the sixties and seventies. Holy crap. The girls were universally *stunning.*

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  93. SPMoore8 says:
    @Captain Tripps

    The economic situation for so many Americans — including many whites — is shaky.
     
    True, but that is just a reversion to the historic norm. Prior to WWII, that was still the case in US and European history (see the Great Depression, the "Long Depression" of 1873-1896, etc.). The post-war boom distorted this reality.

    Most people are financially vulnerable to sudden shocks to the economy. This is one of the trade-offs of moving from a primarily agrarian economy to an industrial economy. Old agrarian systems prior to industrialization were subject to Malthusian traps and all the bad from that, famine, disease outbreaks, etc. Industrial society, with higher degrees of skill specialization are subject to boom/bust business economic cycles. Technology improvements in agriculture in the 18th/19th century (in the West at least), helped lessen the impact of bad economic cycles (Europe and the US did not suffer great famines as in the past) but the impact was still pretty bad for the average worker. Now that we are in the "knowledge economy", most people who aren't in a high-tech skill job are just as vulnerable to downturns as factory workers in the past.

    I think the TED talkers who wax about a "post-scarcity" world are deluding themselves.

    Except that you can be sure that, whatever happens to the economy, TED talkers will never run out of things to say.

    Meanwhile, my favorite TED talk of all time:

    Read More
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  94. @Stan
    The Mexican elite is dumping its population of undesirables into the US. Americans who thought their wealth would insulate from the dangers of diversity have a surprise from Julian Castro.

    Obama's last act is to force suburbs to be less white and less wealthy

    Hillary’s rumored running mate, Housing Secretary Julian Castro, is cooking up a scheme to reallocate funding for Section 8 housing to punish suburbs for being too white and too wealthy.

    The scheme involves super-sizing vouchers to help urban poor afford higher rents in pricey areas, such as Westchester County, while assigning them government real-estate agents called “mobility counselors” to secure housing in the exurbs.

    Castro plans to launch the Section 8 reboot this fall, even though a similar program tested a few years ago in Dallas has been blamed for shifting violent crime to affluent neighborhoods.

    It’s all part of a grand scheme to forcibly desegregate inner cities and integrate the outer suburbs.

    Anticipating NIMBY resistance, Castro last month threatened to sue suburban landlords for discrimination if they refuse even Section 8 tenants with criminal records. And last year, he implemented a powerful new regulation — “Affirmatively Furthering Fair Housing” — that pressures all suburban counties taking federal grant money to change local zoning laws to build more low-income housing (landlords of such properties are required to accept Section 8 vouchers).

    Castro is expected to finalize the new regulation, known as “Small-Area Fair Market Rents” (SAFMR), this October, in the last days of the Obama presidency.

    ...

    http://nypost.com/2016/05/08/obamas-last-act-is-to-force-suburbs-to-be-less-white-and-less-wealthy/

    The document argues that larger vouchers will allow poor urban families to “move into areas that potentially have better access to jobs, transportation, services and educational opportunities.”

    Yes. Moving inner-city blacks from L.A. to Adelanto opens up access to all those things.

    Read More
    • Replies: @Steve Sailer
    My go to example is tearing down Chicago's Cabrini Green housing project, which was exactly 20 minutes by foot from the Magnificent Mile. And yet that's included in all those Moving to Opportunity studies!
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  95. Jeff77450 says:
    @Anoni
    It would solve a lot of problems if, when Trump builds the wall, Houston is on the other side. Mexico can have it back. I might say the same thing about LA if I did not live here.

    One thing about the $ I can't figure out. I have had my kids in 3 soccer clubs where the annual expense runs $2000 a year, and they have hundreds of kids each, virtually all latino. Most of the teams we play are from similar clubs, also mostly latino. Where are they getting the money? Maybe these stats aren't capturing quite a bit of savings.

    I’m a native Houstonian, age 57. There is a lot about Houston to dislike to include the traffic, the sprawl, the climate from mid-May through the end of September and the complete and total lack of natural beauty. (The Houston-metroplex is just as flat as a pancake). Perhaps 15-20% of the population needs to be euthanized. I don’t recommend trying to raise a child here.

    All that said, Houston is the energy-capital of the nation with the second busiest port by tonnage. It is a jobs & wealth creating dynamo-on-steroids and both Texas and America would be poorer for its loss.

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  96. Jeff77450 says:
    @Anonymous
    Maybe if Latinos had more opportunity and were not subject to white privilege they wood be doing better

    Let us not forget the wounds inflicted by the culture of "white privilege" in America, Power in America is wielded by whites, mainly white men. And they do whatever it takes to keep it.

    Those who benefit most from this form of racism shout loudest for the "others" to pull themselves up by their boot straps. Their focus obscures the absence of boots and straps. These are people like Ted Cruz and Scott Walker, GOP presidential candidates. Success for either would cause a decline in the middle class. A decline much worse than the recent financial crises from which Obama rescued the U.S. economy.

    A study by the Justice Department unearthed the cancerous racism that white privilege has created in Ferguson. The results of that study portend worse outcomes for all of us than black leaders speaking for the voiceless. The unhappy truth is that Ferguson is not an isolated case. White transgression, especially if it is against minorities, is expected to be excused, forgiven and instantly forgotten

    If “white” nations are so unfair to non-whites then why are so many of them trying to get here? How/why is it that “white privilege” isn’t holding Asians back?

    Off the top of my head: Around the time that Rhodesia gained its independence (circa 1979?) and was renamed Zimbabwe the white-population was ~270K and the nation was a net food exporter, sometimes referred to as “the bread basket of Africa.” A white-owned farm produced five times as much food per acre as a black-owned farm. After Robert Mugabe came to power he and his minions proceeded to harass the whites, forcing them off of their land and murdered around thirty of them. The white population was eventually reduced to ~50K. The economy collapsed and experienced rampant inflation. It’s my understanding that to this day it does not produce enough food for export. If “white privilege” and “white power structures” both exist and are *bad* things for a nation to have then how do you explain the (mis)fortunes of Zimbabwe?

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  97. @Seth Largo

    The document argues that larger vouchers will allow poor urban families to “move into areas that potentially have better access to jobs, transportation, services and educational opportunities.”
     
    Yes. Moving inner-city blacks from L.A. to Adelanto opens up access to all those things.

    My go to example is tearing down Chicago’s Cabrini Green housing project, which was exactly 20 minutes by foot from the Magnificent Mile. And yet that’s included in all those Moving to Opportunity studies!

    Read More
    • Agree: Triumph104
    • Replies: @Eric Novak
    A Supervoucher chuckle for Steve, who should remember the Chicago Reader well: www.chicagoreader.com/cha-supervoucher-program-fair-housing-integration-controversy/Content?oid21891804
    , @Spotted Toad
    The NYC comparison was even more ridiculous: Moving to Opportunity moved recipients from 112th street, right off of Central Park and a short ways from, say, The Dakota or Columbia University, to wait out in nowheresville Bronx. The idea that you were "undoing concentrated poverty" this way was loony.

    https://spottedtoad.wordpress.com/2016/03/17/the-problem-with-moving-to-opportunity-in-one-nyc-map/
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  98. Ivy says:
    @Triumph104

    how much intelligence does it take
     
    It takes intelligence to know that you don't compare a learned community leader and upper-income individual like Rev. Wright to the average black person. Hispanics use money orders because they don't want people like you to have access to their checking account information.

    Low checking account and bank usage by Hispanics and other newly arrived groups reflects two trends:
    1. Concern about tracking by agencies such as La Migra
    2. Overdraft fees ($28-34 or more per check), which will quickly drain accounts that have irregular activity like deposits and balancing.

    Note that the informal economy avoids paper trails, and that deposits often would be from cash businesses.

    Read More
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  99. “It takes intelligence to know that you don’t compare a learned community leader and upper-income individual like Rev. Wright to the average black person. Hispanics use money orders because they don’t want people like you to have access to their checking account information.

    A) Virtually every Black person working for any company of any significant size is using direct deposit. And yes, that means people that aren’t “upper-income.” I make that statement without reservation. Yeah, that means they are acting “white.”

    B) “Hispanics use money orders” so as to avoid people having access to checking account information means that they have mastered the art of money laundering! Who knew that Mexicans had so much to hide while engaging the US medical profession from the shadows!

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  100. SPMoore8 says:
    @anon
    I didn't mean anything by I.E. I guess I should have used etc.

    I didn’t mean anything by I.E. I guess I should have used etc. Oh, man, don’t turn into a cuck-ie-user! You meant, “in other words” (i.e.) you did not mean “and so on” (etc.)

    Let’s not be intimidated from using ordinary Latinisms in our speech e.g., “ignoramuses” (“ignorami” sounds like “origami” and also pretentious) which has been perfectly valid English for centuries. English is, after all, the second most widely spoken language in our common family, i.e., IE!

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  101. poolside says:

    I have had my kids in 3 soccer clubs where the annual expense runs $2000 a year, and they have hundreds of kids each, virtually all latino. Most of the teams we play are from similar clubs, also mostly latino. Where are they getting the money?

    Most of those kids are on scholarship, primarily funded by 1) club corporate sponsors; and 2) the girls side of the club (mostly white kids whose parents pay full freight).

    When I served on a club board, we earned about $50,000-$75,000 in annual corporate sponsorships and ALL of it was used on scholarships, almost exclusively given to Latino boys, along with a handful of African immigrants. It also took a hefty subsidy from the girls side.

    The Latino parents know the clubs will pay, too. They shop around for the best deal.

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  102. @anon

    Mexico is one of the better 3rd World countries to live in, which means there is even less excuse for massive Mexican immigration into The U.S.
     
    Maybe the two are related - money sent back is partly why it's more prosperous?

    I assumed putting the squeeze on that was what Trump means when he talks about Mexico paying for the wall.

    Mexico is an global industrial power, and if not for the large population of Indios, etc., would never be referred to as a Third World country. It’s ranked 11th in global GDP. Third World nations don’t produce Porsche, BMW, and Lexus automobiles. Its birth rate has collapsed from 6-7 children per woman in the 1960s to right around two today. Mexico has enough resources, human and natural, to take care of itself.

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    • Replies: @Twinkie

    Mexico is an global industrial power
     
    Is this a joke? Can you tell me the name of an industrial powerhouse of a company that is Mexican that exports its advanced products all over the world?

    It only has industry, because of NAFTA - non-American companies from Western Europe and East Asia manufacture in Mexico to gain entry to the United States market.

    It’s ranked 11th in global GDP.
     
    What's its GDP PER CAPITA?

    Mexico has enough resources, human and natural, to take care of itself.
     
    Its human capital is highly uneducated. Natural resources only go so far - look at Brazil. Brazil actually has some advanced industry (it is one of only handful of countries that manufactures and exports regional jet airplanes), but due to the low quality and education of its workforce and continuing corruption, its economy has stalled as soon as global demand for natural resources declined.
    , @Jefferson
    "It’s ranked 11th in global GDP."

    That's quantity not quality. With a population of 119 million people, it better have a large economy.

    Indonesia has a larger economy than Mexico, but I don't see you praising Indonesia as a global industrial power.
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  103. @Anoni
    It would solve a lot of problems if, when Trump builds the wall, Houston is on the other side. Mexico can have it back. I might say the same thing about LA if I did not live here.

    One thing about the $ I can't figure out. I have had my kids in 3 soccer clubs where the annual expense runs $2000 a year, and they have hundreds of kids each, virtually all latino. Most of the teams we play are from similar clubs, also mostly latino. Where are they getting the money? Maybe these stats aren't capturing quite a bit of savings.

    Why would a local soccer club cost $2K? In my part of the World, kids play soccer organized by our local big-city park district. Are they wearing ice hockey gear and playing in an ice rink with fees? Elucidate, please.

    Read More
    • Replies: @poolside
    Why would a local soccer club cost $2K?

    Paid trainers. Expensive field maintenance. State and national association fees. Referee fees. Tournament fees. Legal fees. Uniforms. Paid staff to process the endless paperwork. Travel costs. Etc., etc.
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  104. @Stan
    The Mexican elite is dumping its population of undesirables into the US. Americans who thought their wealth would insulate from the dangers of diversity have a surprise from Julian Castro.

    Obama's last act is to force suburbs to be less white and less wealthy

    Hillary’s rumored running mate, Housing Secretary Julian Castro, is cooking up a scheme to reallocate funding for Section 8 housing to punish suburbs for being too white and too wealthy.

    The scheme involves super-sizing vouchers to help urban poor afford higher rents in pricey areas, such as Westchester County, while assigning them government real-estate agents called “mobility counselors” to secure housing in the exurbs.

    Castro plans to launch the Section 8 reboot this fall, even though a similar program tested a few years ago in Dallas has been blamed for shifting violent crime to affluent neighborhoods.

    It’s all part of a grand scheme to forcibly desegregate inner cities and integrate the outer suburbs.

    Anticipating NIMBY resistance, Castro last month threatened to sue suburban landlords for discrimination if they refuse even Section 8 tenants with criminal records. And last year, he implemented a powerful new regulation — “Affirmatively Furthering Fair Housing” — that pressures all suburban counties taking federal grant money to change local zoning laws to build more low-income housing (landlords of such properties are required to accept Section 8 vouchers).

    Castro is expected to finalize the new regulation, known as “Small-Area Fair Market Rents” (SAFMR), this October, in the last days of the Obama presidency.

    ...

    http://nypost.com/2016/05/08/obamas-last-act-is-to-force-suburbs-to-be-less-white-and-less-wealthy/

    A pilot program for supervouchers has already been tried and failed in Chicago, where the vetted elites of the Sec. 8 program, administered by the Chicago Housing Authority, were living in $4000/mo. high rises, courtesy of the taxpayer. Criticism that the costly program was excluding qualified families in order to integrate low-income Blacks in elite neighborhoods killed the program. Gunfire and murder in a high rise excercise room didn’t generate support from the city’s magnanimous, progressive class of professionals. The same outcome awaits Castro’s plan, but success is not the objective for the outgoing Obama administration.

    Read More
    • Replies: @Triumph104
    The hi-rise murder was just two months ago. The shooter fled the scene in a wheelchair. Mr. Wheelchair spent his days harassing women in the building. He lied about his identity according to a comment.

    http://www.nbcchicago.com/news/local/Man-Charged-With-Murder-in-Fatal-High-Rise-Shooting-371035351.html

    O/T A couple expecting child number seven was upset that they were not being paid for two other children they had been babysitting since February, so they tied one in the garage and the other outside like a dog.

    http://abc13.com/news/texas-children-tied-outside-had-hundreds-of-scars-injuries/1327571/
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  105. @Steve Sailer
    My go to example is tearing down Chicago's Cabrini Green housing project, which was exactly 20 minutes by foot from the Magnificent Mile. And yet that's included in all those Moving to Opportunity studies!

    A Supervoucher chuckle for Steve, who should remember the Chicago Reader well: http://www.chicagoreader.com/cha-supervoucher-program-fair-housing-integration-controversy/Content?oid21891804

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  106. Twinkie says:
    @Eric Novak
    Mexico is an global industrial power, and if not for the large population of Indios, etc., would never be referred to as a Third World country. It's ranked 11th in global GDP. Third World nations don't produce Porsche, BMW, and Lexus automobiles. Its birth rate has collapsed from 6-7 children per woman in the 1960s to right around two today. Mexico has enough resources, human and natural, to take care of itself.

    Mexico is an global industrial power

    Is this a joke? Can you tell me the name of an industrial powerhouse of a company that is Mexican that exports its advanced products all over the world?

    It only has industry, because of NAFTA – non-American companies from Western Europe and East Asia manufacture in Mexico to gain entry to the United States market.

    It’s ranked 11th in global GDP.

    What’s its GDP PER CAPITA?

    Mexico has enough resources, human and natural, to take care of itself.

    Its human capital is highly uneducated. Natural resources only go so far – look at Brazil. Brazil actually has some advanced industry (it is one of only handful of countries that manufactures and exports regional jet airplanes), but due to the low quality and education of its workforce and continuing corruption, its economy has stalled as soon as global demand for natural resources declined.

    Read More
    • Replies: @cthulhu


    Brazil actually has some advanced industry (it is one of only handful of countries that manufactures and exports regional jet airplanes)

     

    Brazil also imported at least some of the talent for those planes - I personally know the Americans who left Boeing and moved to Brazil to design the flight controls for Embraer's new aircraft. They came back to the States with Brazilian wives - made it difficult for them to get security clearances afterwards.
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  107. Jefferson says:
    @Eric Novak
    Mexico is an global industrial power, and if not for the large population of Indios, etc., would never be referred to as a Third World country. It's ranked 11th in global GDP. Third World nations don't produce Porsche, BMW, and Lexus automobiles. Its birth rate has collapsed from 6-7 children per woman in the 1960s to right around two today. Mexico has enough resources, human and natural, to take care of itself.

    “It’s ranked 11th in global GDP.”

    That’s quantity not quality. With a population of 119 million people, it better have a large economy.

    Indonesia has a larger economy than Mexico, but I don’t see you praising Indonesia as a global industrial power.

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  108. Jefferson says:
    @Twinkie

    Koreans under-performing Filipinos, Viets, African Blacks and “Other” Latins?
     
    There are some factors to keep in mind when looking at this set of data:

    1. Population sizes are wildly different. For example, Mexicans are a whopping 32% of the L.A. MSA. Koreans are only 1%. I have not looked at the data in detail, but I suspect sampling accuracy is probably highly variable depending on population size.

    2. Immigration (self-) selectivity also varies significantly. For example, immigrants from India tend to be highly selected for professional qualifications. Immigrants from Mexico are not. Korean immigrants of the past were more like Indian immigrants - mostly professionals and entrepreneurs. Today, South Korea is a first world country with one of the best "Human Development" indices (consistently top 20) in the world. Aside from academic immigrants, the bulk of the declining number of Korean immigrants are probably not the "best of the lot." Highly qualified Koreans tend to stay put - there is little if any benefit for them to move to the United States.

    3. The data are for the L.A. MSA only. With small populations such as Koreans, their stats will very wildly depending on geographic locations. My suspicion is that the L.A. probably contains a disproportionately high percentage of economically underperforming Korean population (e.g. seniors, "fresh off the boat," etc.). I would bet that an economically more dynamic area, say, north of Dallas (Plano-Frisco) or Northern Virginia (Fairfax) has a much greater concentration of successful Koreans.

    4. The national economic numbers of the various ethnic groups are probably very different. For example, the Manhattan Institute has been studying major immigrants groups and their assimilation rates for many years now. Its assimilation index has three components: economic, cultural, and civic. The economic portion is described by the study as follows:

    Economic assimilation describes the extent to which immigrants, or groups of immigrants, make productive contributions to society indistinguishable in aggregate from the contributions of the native-born. Economic assimilation is low when immigrants cluster at certain points on the economic ladder—most notably, the low-skilled rungs—and high when their distribution on the economic ladder matches that of native-born Americans.
     
    According to its 2013 report, the economic assimilation indices for some of the immigrant groups under discussion are as follow for the year 2011 (100 = perfect assimilation)

    Chinese: 90
    Filipinos: 100
    Indians: 97
    Japanese: 100
    Koreans: 100
    Mexicans: 65

    Mexicans not only perform extremely poorly compared to Asian immigrants, but they also lag at or near the bottom among Hispanic immigrants. And given their very low upward mobility through the generations (they have extremely high dropout rates from colleges, for example), it's not a surprise that their generational wealth transfer is likely extremely low.

    “Mexicans not only perform extremely poorly compared to Asian immigrants, but they also lag at or near the bottom among Hispanic immigrants.”

    In The U.S, Mexicans on average lag behind South American immigrants like Brazilians, Venezuelans, and Colombians when it comes to median household income.

    To say that The U.S gets Mexico’s bottom of the barrel peasants is an underestimate.

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  109. poolside says:
    @Eric Novak
    Why would a local soccer club cost $2K? In my part of the World, kids play soccer organized by our local big-city park district. Are they wearing ice hockey gear and playing in an ice rink with fees? Elucidate, please.

    Why would a local soccer club cost $2K?

    Paid trainers. Expensive field maintenance. State and national association fees. Referee fees. Tournament fees. Legal fees. Uniforms. Paid staff to process the endless paperwork. Travel costs. Etc., etc.

    Read More
    • Replies: @Brutusale
    It's still $1,500 less than my nephew's AAU baseball club.
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  110. Marcus says:

    I wonder why Korean net worth is so much lower than Chinese and Japanese?

    Read More
    • Replies: @Triumph104
    The gist of the comments in the thread and my own personal opinion is that they are hiding assets. I'm not sure what they are doing but they may have their private banking system.

    As consumers black women dominate the American hair care market, but Koreans control the black retail hair market. While some of the control is due to good business practices, some of it is due to unethical behavior.

    https://youtu.be/wx6zpx699m0

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  111. cthulhu says:
    @Twinkie

    Mexico is an global industrial power
     
    Is this a joke? Can you tell me the name of an industrial powerhouse of a company that is Mexican that exports its advanced products all over the world?

    It only has industry, because of NAFTA - non-American companies from Western Europe and East Asia manufacture in Mexico to gain entry to the United States market.

    It’s ranked 11th in global GDP.
     
    What's its GDP PER CAPITA?

    Mexico has enough resources, human and natural, to take care of itself.
     
    Its human capital is highly uneducated. Natural resources only go so far - look at Brazil. Brazil actually has some advanced industry (it is one of only handful of countries that manufactures and exports regional jet airplanes), but due to the low quality and education of its workforce and continuing corruption, its economy has stalled as soon as global demand for natural resources declined.

    Brazil actually has some advanced industry (it is one of only handful of countries that manufactures and exports regional jet airplanes)

    Brazil also imported at least some of the talent for those planes – I personally know the Americans who left Boeing and moved to Brazil to design the flight controls for Embraer’s new aircraft. They came back to the States with Brazilian wives – made it difficult for them to get security clearances afterwards.

    Read More
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  112. @Steve Sailer
    My go to example is tearing down Chicago's Cabrini Green housing project, which was exactly 20 minutes by foot from the Magnificent Mile. And yet that's included in all those Moving to Opportunity studies!

    The NYC comparison was even more ridiculous: Moving to Opportunity moved recipients from 112th street, right off of Central Park and a short ways from, say, The Dakota or Columbia University, to wait out in nowheresville Bronx. The idea that you were “undoing concentrated poverty” this way was loony.

    https://spottedtoad.wordpress.com/2016/03/17/the-problem-with-moving-to-opportunity-in-one-nyc-map/

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  113. @Arclight
    That our immigration policy is growing the American underclass is a feature, not a bug for the left. They get to rub the rest of the country's noses in "diversity" and expand their political client base at the same time. Unmentioned is that white liberal elites still expect to remain in charge of their political coalition even as it is increasingly dependent on turnout of non-whites.

    ‘Unmentioned is that white liberal elites still expect to remain in charge of their political coalition even as it is increasingly dependent on turnout of non-whites.’

    They are destined to be disappointed then.

    In the late 80′s a young Dem Congressman in TX (Bell?) was getting established in a CD w/ a fair amount of non-white mostly AA voters. He had a great voting record on the things that were important to these non-white voters. After redistricting, his CD went majority minority – a fairly new trend then. Initial response was that he will be in Congress for at least another 10 years and his elections will be a cake-walk.

    Then the powers that be in the AA community asked: If this is a minority majority district, why is this white guy our Congressman? Sure enough, in spite of his good voting record, he was primaried next election and replaced by an AA candidate. No idea where he went then but I never heard about him again.

    Who do you think will be replacing Sens Boxer and Feinstein in CA? Not 2 more white women for sure!

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  114. @Jefferson
    We are always being told we are importing Mexicans to help pay for our social security. Mexicans better start figuring out whom they will import to pay for their social security. They sure aren’t going to be able tor rely upon their savings."

    The pro-open borders crowd will say we can import more Guatemalans, Hondurans, El Salvadorians, etc to help pay for the social security of Mexicans when they become senior citizens.

    I have pointed out the magical thinking of this lie many times before, based simply on the numbers. Add in the oft-repeated mantra of “they do the (low-paying) jobs Americans won’t do!” and the whole notion of immigration supporting SS or any retirement plan is simple farcical.

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  115. @Jefferson
    Even George Lopez can tell you Mexicans are not prospering in Southern California. He said even though he is wealthy, he still gets mistaken for a lower class blue collar guy because not many affluent white collar Los Angelenos racially look like him. He used an example of when he was taking a walk in his upper class neighborhood and one of his White Gringo neighbors who just recently moved into the area, approached him and asked him if he paints houses and how much does he charge.

    Maybe the neighbor thought George provided this sort of service:

    http://www.amazon.com/Heard-You-Paint-Houses-Teamsters/dp/1586420895

    The first words Jimmy Hoffa ever spoke to Frank “the Irishman” Sheeran were, “I heard you paint houses.” To paint a house is to kill a man. The paint is the blood that splatters on the walls and floors.

    Read More
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  116. @Eric Novak
    A pilot program for supervouchers has already been tried and failed in Chicago, where the vetted elites of the Sec. 8 program, administered by the Chicago Housing Authority, were living in $4000/mo. high rises, courtesy of the taxpayer. Criticism that the costly program was excluding qualified families in order to integrate low-income Blacks in elite neighborhoods killed the program. Gunfire and murder in a high rise excercise room didn't generate support from the city's magnanimous, progressive class of professionals. The same outcome awaits Castro's plan, but success is not the objective for the outgoing Obama administration.

    The hi-rise murder was just two months ago. The shooter fled the scene in a wheelchair. Mr. Wheelchair spent his days harassing women in the building. He lied about his identity according to a comment.

    http://www.nbcchicago.com/news/local/Man-Charged-With-Murder-in-Fatal-High-Rise-Shooting-371035351.html

    O/T A couple expecting child number seven was upset that they were not being paid for two other children they had been babysitting since February, so they tied one in the garage and the other outside like a dog.

    http://abc13.com/news/texas-children-tied-outside-had-hundreds-of-scars-injuries/1327571/

    Read More
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  117. @Marcus
    I wonder why Korean net worth is so much lower than Chinese and Japanese?

    The gist of the comments in the thread and my own personal opinion is that they are hiding assets. I’m not sure what they are doing but they may have their private banking system.

    As consumers black women dominate the American hair care market, but Koreans control the black retail hair market. While some of the control is due to good business practices, some of it is due to unethical behavior.

    Read More
    • Agree: Marcus
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  118. sf says:

    The headline is a little deceptive, since the story doesn’t address the progress, if any, of second, third and later generations.

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  119. Anonymous says: • Disclaimer

    Maybe the Mexicans have no money saved because they are remitting it all to family back in Mexico? Hard to explain how they could have nada…

    Read More
    • Replies: @Jeff77450
    Good point.
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  120. Brutusale says:
    @poolside
    Why would a local soccer club cost $2K?

    Paid trainers. Expensive field maintenance. State and national association fees. Referee fees. Tournament fees. Legal fees. Uniforms. Paid staff to process the endless paperwork. Travel costs. Etc., etc.

    It’s still $1,500 less than my nephew’s AAU baseball club.

    Read More
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  121. Jeff77450 says:
    @Anonymous
    Maybe the Mexicans have no money saved because they are remitting it all to family back in Mexico? Hard to explain how they could have nada...

    Good point.

    Read More
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